No Credit Check Catalogues for people with bad Credit
No Credit Check Catalogues catalogues for people with bad credit or a low credit rating. People often search for no credit check catalogues.
One thing to be aware there is no such thing as a No Credit Check Catalogue because the Law requires all companies providing credit to be lending responsibly.
This means that the Catalogue company needs to know you are at least the minimum age (18) and you are not bankrupt for example.
Once those two checks are completed, the Catalogue company still needs to know that you can afford the minimum repayments each month.
Finally, To guarantee against Fraud the Catalogue company is also required to check your Identity, this stops someone opening accounts in other peoples names.
Real Time Checks offer you a Quick decision
In most cases, all of these checks are done within seconds using a Credit Check with a Licensed Credit Reference Agency. Improving your chance of getting accepted for a Pay Monthly Catalogue with Credit Being registered on the Electoral Register is going to strongly improve your chances of being accepted for a Catalogue with Credit immensely.
If you are not registered you may find your application is rejected or you may be asked to provide evidence of your residence.
So if you are looking for a No Credit Check catalogue, do check out our bad credit catalogue section for a much higher chance of approval.
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