Who we are

Our website address is: https://credit4everyone.co.uk.

What personal data we collect and why we collect it

Comments

When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.

An anonymised string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.

We use cookies to personalise content and ads, to provide social media features and to analyse our traffic. We also share information about your use of our site with our social media, advertising and analytics partners. See details

Media

If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.

Contact forms

If you enter details into a contact form we will receive this information directly to our inbox. We will keep this information until we have replied to you, usually around 3 working days. Once we have replied to your email we will delete it.

Cookies

If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.

If you have an account and you log in to this site, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.

When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.

If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.

Embedded content from other websites

Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.

These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracing your interaction with the embedded content if you have an account and are logged in to that website.

Analytics

We use a third party company known as Google to help us bring the best possible service to you. By understanding our Visitors habits and the information they look at and use, we can build a better Credit 4 Everyone experience.

We use Google Analytics  to log when users view specific pages or take specific actions on a website.

This allows us to provide targeted advertising in the future. If you do not wish to receive this type of advertising from us in the future you can opt out using the DoubleClick opt-out page or the Network Advertising Initiative opt-out page.

Who we share your data with

How long we retain your data

If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognise and approve any follow-up comments automatically instead of holding them in a moderation queue.

For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.

What rights you have over your data

If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.

Where we send your data

Visitor comments may be checked through an automated spam detection service.

Your contact information

You can contact us at anytime by emailing us at privacy@credit4everyone.co.uk

Additional information

How we protect your data

We don’t store your information online or offline, we don’t store your name, your address or your date of birth, the only piece of information we may use is your IP address in our Website Stats.

What data breach procedures we have in place

We use the highest Security SSL and firewalls to ensure our website is secured. We don’t hold your personal details online in any data bases or other form, other than your name should you leave us a comment or if you contact us using a form on our website. We don’t process payments or personal details for any reason.

What third parties we receive data from

We don’t receive any data about you from third parties.

What automated decision making and/or profiling we do with user data

If you use our Catalogue Eligibility checker we may use your profiled credit score (not your name/address or any other details) but your score to allocate against credit approvals at catalogue companies to help us offer the correct catalogues against the correct credit score profiles. No personal information will ever be used in this, just answers you provide, such as your Credit Searches in the past 6 years.

Industry regulatory disclosure requirements

We may receive commissions from Companies if you take products or services out from links we provide on Credit 4 Everyone.

We collect information about visitors who comment on Sites that use our Akismet anti-spam service. The information we collect depends on how the User sets up Akismet for the Site, but typically includes the commenter’s IP address, user agent, referrer, and Site URL (along with other information directly provided by the commenter such as their name, username, email address, and the comment itself).

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