We're the UK's dedicated bad credit website. We help customers get accepted for credit and rebuild their credit rating.

Credit 4 Everyone

Guaranteed Acceptance Catalogues with Credit, Bank Accounts with no Credit Check and Mobile phone contracts with Guaranteed Acceptance


Search a range of products that offer easy acceptance and guaranteed approval with NO credit checks.


Kick Start your Credit Rating with Credit Improver – A better Credit Score or your money back


Pay Monthly Catalogues

One of the easiest forms of Credit for people to start building their Credit rating is a pay monthly Catalogue. Compare and Apply for Pay Monthly Catalogues. We offer a wide range of Catalogues offering Credit facilities all offer Instant decision and Instant credit.

Click here to visit our Pay Monthly Catalogue section

Apply for Catalogue Credit
pay monthly catalogues

Guaranteed Acceptance – No Credit Checks Mobile phone contracts

If you have poor credit We can help you get a brand new mobile phone contract with absolutely NO Credit Checks. We offer a range of  No Credit check mobile phone contract deals, You can choose from the latest iPhone 14 through to the latest Samsung handset with inclusive data, calls and messages.

Click here to get your Guaranteed Acceptance Mobile phone contract

Start Shopping

Personal Loans

If you want to consolidate your finances then a personal loan could help. Our personal loan partners consider customers with poor credit. Our lenders will consider your current situation rather than your past credit history, this means that as long as you can afford the repayments you may be approved.

Click here to find a lender

Check your Eligibility for a personal loan here

Credit 4 Everyone helping you get Accepted for Credit

Increasing your Credit rating will help make borrowing cheaper and easier, We offer a range of services from trusted partners who can help people with poor credit get accepted and start rebuilding their Credit Rating.

Current Accounts

If you are looking for a Current Account but have poor credit don't worry. High Street banks offer Basic Bank Accounts, their are also new players offering Current Accounts to Customers even with poor credit. Their are also a range of Guaranteed acceptance personal current accounts and Business current accounts

Motor Finance

Need Car finance but have poor credit? Their is still hope! We work with Specialist Car finance providers who work to get you accepted, basing their decision on Affordability your current situation rather than just your past credit history. Our specialist car finance partners can help even the most complex credit cases.

Food Shopping Credit

When times are hard and you need a small top up Grocery Shop this could be ideal. Flava offer absolutely NO Credit Check and Guarantee up to £100 of Grocery Food Shopping Credit. Repay weekly or monthly and build your Credit Rating. Apply today for the No Credit check Food Grocery shopping credit, Apply now and enjoy £100 of Instant credit.

NO Upfront Payments, No Fees, Just Tips & Advice and Products & Services designed to help you get accepted.

Credit 4 Everyone is and has always been totally free of charge. We never charge hidden fees or upfront payments and refuse to work with companies who charge Broker fees or upfront fees. Our site was built upon personal experience of building a credit rating from a period of poor credit. We never charge for any of our services, there are no hidden fees or upfront payments