Mail Order Pay monthly Catalogues with credit

Tips for Building or Rebuilding your Credit rating

Credit 4 Everyone understands just how easy it is to ruin a good credit rating.

Making a repayment late or applying for too much credit in a short period of time can have a short term affect on your credit rating.

However more Severe problems such as Defaults, Serious Arrears or County Court Judgements can ruin a perfectly good credit history.

Those more Severe Credit problems such as these can harm your credit rating for several years.

We can help you build your Credit Rating

Our website offers products and services that can help build or rebuild your credit rating.

When you have a bad credit rating it can be hard getting accepted for most things including Mobile phone contracts, Personal loans, Car finance and even Bank Current accounts.

Your credit rating can even be assessed when applying for everyday products like broadband!

Guaranteed and No Credit Check financial products and services

You can start rebuilding your Credit rating today with products like our Guaranteed Car Finance, Bad Credit Catalogue, Guaranteed Mobile Phone Contracts, Guaranteed Bank Accounts,  We can even offer a Guaranteed Business current accounts for those Self Employed people with bad credit.

Bad Credit Financial Services

Your Credit rating  doesn’t matter to us.

We work with companies and lenders who specialise in offering products and services to those with a less than perfect credit history. They will not base their decision purely on your credit past.

Thousands of people have used our service to get theCredit and Finance they need. Credit 4 Everyone never charges any money for it’s service and we will never ask you for any upfront fees (such as Broker fees or Administration charges).

We won’t even work with such companies. So if you have a Poor Credit rating and want to start rebuilding you are in good hands.

Tips for Getting Accepted for credit

The most important part of building or rebuild your Credit Rating is to understand what your Credit Report is reporting and saying about you.

You will need to take a look at your Credit report to ensure you know how things are looking. It may not be as bad as you imagine and even if it is, You will know where you need to begin to start improving things.

The first step is to limit the number of Credit Searches you are making. It’s easy to apply for everything in the hope of getting accepted for something but this can actually make you look desperate and could result in you being declined for products and services that may of approved you.

If you have several missed repayments, defaults or CCJ’s registered, You are unlikely to be accepted for Prime Credit products. You can start to improve things as long as you approach this carefully.

You can begin repairing a credit rating whenever you choose.  Think what you actually need or want and choose a company who is going to look beyond just your Credit history.

Each application you make could damage your Credit rating further

Remember each application for credit that you make will leave a footprint on your Credit Report for others to see. Too many of Credit Searches can highlight you are desperate for Credit, rather than desperate to prove that you are trying to be sensible with credit.

Credit 4 Everyone offers you totally free access to your Credit report and Credit rating score. We also offer a range of products and services that you may be looking for, some with Guaranteed acceptance.

Using one of these products will help to start improving your Credit rating Just be sure to make all repayments on time and gradually your Credit rating should start to improve.

Why not check your Credit reports totally free of charge with all of the UK Credit reference agencies