Build or Rebuild your Credit Rating

everyone has a credit rating, what’s yours saying about your financial health?

Credit 4 Everyone understands just how easy it is to ruin a good credit rating.

Missing Payments, Making too many applications for credit in a short period of time can damage your Credit Rating

Missing a single Payment and even being caught out by Making too many applications for credit in a short period of time can have a detrimental  on your Credit rating for a short period.

More serious credit problems such as missing several repayments or defaulting on Credit agreements can ruin a perfectly good credit history for several months and years.

A bad Credit rating can mean you are declined for Credit products, miss out on great low rates and end up paying a lot more for credit.

Our website offers products and services that can help build or rebuild your credit rating.

When you have a bad credit rating it can be hard getting accepted for products including Mobile phone contracts, Personal loans, Car finance and even bank accounts. Your credit rating can even be assessed when applying for broadband!

You can start rebuilding your Credit rating today with Guaranteed Car Finance, Catalogues with Credit, Guaranteed Mobile Phone Contracts, Guaranteed Bank Accounts and even Guaranteed Business current accounts.

Your Credit rating  doesn’t matter to us. We work with companies who specialise in offering products and services that don’t make their decisions purely on your past credit history.

We have helped thousands of people get the Credit and Finance they need. Credit 4 Everyone never charges or asks for upfront fees (such as Broker fees or Administration charges). We don’t work such companies who do. So if you have a Poor Credit rating and want to start rebuilding you are in good hands.

 Why has my application for credit been declined?

Nobody has the right to credit. When you apply to any company for Credit they have every right to decline your application. Companies that offer credit are looking at many elements, it doesn’t just come down to your previous six years of credit history. They are predicting how your circumstances will be in the future, they consider profit and of course risk. Credit Scoring allows them to combine thousands of factors in a quick and easy process, so even people with Excellent credit ratings can be declined for credit. Our Credit Scoring page offers a range of information you may find useful. Want to know your Credit Score? Click here and find out for free.