Totally FREE Credit reports and credit scores with all three of the UK Credit Reference agencies. Get Instant access to your Equifax, TransUnion and Experian Credit reports.
Check your Credit File FREE
Check Your Credit Score FREE
Updated Monthly FREE
No Subscriptions, Get Access to your Credit Report & Score FREE
our credit report is very important and it contains lot’s of information.
- How You run your finances
- How much Debt you currently owe
- How many times you have applied for Credit in the past 6 months
You can access your credit report for free online. The best bit is they are updated for free every month too!
NO MORE SUBSCRIPTION FEE’S OR TRIALS
Some companies charge a monthly Subscription for Accessing your Credit report, thankfully you can check your credit report for free with us on all three of the UK Credit reference agencies – Saving you £14.99 per month on each subscription to each credit reference agency.
Why Checking your Credit report is so important
You may not realise just how important your credit rating is – It could be the difference between you paying for your Car or Home insurance in monthly instalments rather than in one lump sum.
Your credit rating may also be used to decide whether or not you can rent a home as more and more Landlords are now carrying out credit checks on their potential tenants.
When your Credit Report may be checked
When you apply for Credit
Applying for Loans, Credit Cards, Car Finance or even a pay monthly catalogue
When Applying for a Job
More Employers are now carrying out Credit checks on potential new Employees. So make sure everything is in order and old or incorrect information isn’t going to stand in your way.
Your Credit Rating & Credit report may be used to access your ability to repay rent on time each month
Before you Apply for credit
If you are thinking about applying for a Credit Card, Personal Loan or Mortgage, Then it is important that you check your Credit report first. Lenders are more than likely going to carry out credit checks to check your ability to make repayments on time.
Your credit rating is a picture of your financial health and it’s important to look after it, to ensure it’s up to date you should check your Credit report monthly.
Join for FREE
By joining all three of the Credit reference agencies shown above you can access your credit report for free. It will help you understand what your financial health is showing about you.
Stop Getting Declined
If you have been declined for credit in the past 12 months it could be due to information contained within your credit report.
Just like a premium monthly subscription your FREE credit report contains information about your financial conduct over the past six years.