We help those who can't get credit
Our website has one purpose, to help those who can't get accepted for credit the chance to get approved.
We help those who have been rejected elsewhere
With an estimated 1 in 5 people suffering with poor credit, We understand the need to work with companies that look at more than just your Credit Score.
Enhancing New Business Ideas
Solutions For Emerging Companies
Team Brainstorming Ideas
More than your Credit Score
All of the lenders in our Poor Credit section will consider your application even with poor credit.
Helping your Rebuild
If you keep up with your repayments you can start slowly rebuilding your credit rating.
Doing it Fairly
We don't believe customers with poor credit should have to pay Broker fees or upfront fees so we never list such companies.
Full Research
We try all of the Lenders and Companies We list so we can be sure they are right for our visitors.
To make Sub Prime Lending Fairer
We understand the risks involved in accepting people with Poor credit, the chances of missed payments and defaulting is higher, but, We also believe given a chance, Sub Prime customers deserve a second chance.
Helping you understand
It's important that you understand you can't improve your Credit Rating overnight. It will take time to prove to lenders you can manage your credit.
Helping you achieve Lower Rates and More Credit Offers
The most important thing to understand is that you must not take on too much credit. Firstly it's a risk of appearing desperate for credit, Secondly, it's worth remembering the stress of making the repayments which got you here in the first place. Take it Slowly and watch your credit rating improve with good management.
I don't know where to start!
Everyone's situation is different. We help people who have missed repayments, made too many applications for credit, those who have never borrwed before and those with severe credit problems like Defaults, CCJ's and more.
The good news is their are companies and products out their designed to help you start to rebuild your Credit Rating.
Let Credit 4 Everyone help you
Please borrow Responsibly. If you do not keep up with repayments you may cause further credit problems and this may make it harder to obtain credit in the future.