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All of our content is hand written, from personal experience. We have been made aware that a website called Credit Catalogues now and that website owner couldn’t be bothered doing any work, decided to steal everything even our layout. Of course, this kind of action is dangerous and more so could lead your personal details to be used illegally so we wouldn’t recommend using this website. The site has been reported but thank you to those of you reporting this blatant theft to us. Maybe one day they will research and write their own guides. Probably not though. Going on their current IQ 🙂