spread the cost with BUY NOW PAY LATER
Buy Now Pay Later APPS compared. Spread the cost using Buy Now Pay Later. It’s one of the fastest growing financial products and is loved by consumers for it’s ease of use and easy acceptance.
Zilch
Our Favourite, Accepts bad credit and can be used anywhere online or in-stores, Click here to apply
ClearPay
Soft Credit Check available, Average credit rating required Click here to apply
Klarna
Easy fast application and Bad Credit can be accepted, Click here to apply
DivideBuy
Soft Credit Check available, Bad Credit accepted, Click here to apply
Buy Now & pay later
Shop, Pay Later
Most Buy Now Pay Later companies are Unregulated.
This means if things go wrong it can be slightly harder to resolve. Although most customers have a good experience, you will need to ensure you can afford the monthly repayments.
Find out if you are eligible
Most Buy Now Pay Later lenders offer a soft credit check to see if you are eligible.
Credit Limit
Once your account is opened you will be assisgned a credit limit, this could increase with good management
Pay Monthly or Weekly
Depending on Which APP you choose, you can spread the cost weekly or monthly.
Shop
Anytime
Shop whenever you want, whether it's day or night. No need to wait for payday to treat yourself to the latest products.
Buy Now Pay Later Directory.
Once your application is approved you can spend right away.
Usually with Buy Now Pay Later you will make a upfront payment today and spread the remaining balance over a set period of time
Download the APP, Apply and Spend.
Keep up repayments
To avoid late payment fees or affecting your ability to obtain credit in the future make sure you make all of your repayments on time.
Keep it affordable
Many people are concerned with the rise of Buy now Pay later and it’s easy access to Credit, some calling for tough regulations. Debt Charities are also concerned by the number of people borrowing this way. If you are sure you can afford the monthly repayments then Buy Now pay Later can be a great way to spread the cost and rebuild or build your credit rating.
Need Help ?
Helpful guides to Home Shopping, Buy Now Pay Later & more coming soon.
Coming Soon
Our Guides to buy now pay later will be available soon
How Buy Now Pay Later Works
Find out How Buy Now Pay Later works.
Problems Paying Buy Now Pay Later Credit
Please contact your lender directly as soon as possible. The Quicker you do this the more the Lender can help.