Bad Credit Pay Monthly Catalogues | Catalogues for Bad Credit | No Credit Check Catalogues | Bad Credit Catalogues

Instant decision bad credit catalogues and No credit check catalogues

Bad credit pay monthly catalogues and no credit check catalogues offer people with poor credit history the chance to open a credit catalogue and start rebuilding their credit rating. Bad Credit Cataloguesand no credit check catalogues are designed to help you rebuild your credit rating.

Bad credit  catalogues work in the same way as traditional Pay Monthly Catalogues, You can still place orders as often as you like and pay back in monthly instalments.  Even if you have been declined in the past for a Mail order catalogue we can help. We have Guaranteed no credit check catalogues available.

Bad Credit Pay Monthly Catalogues (easy acceptance catalogues and no credit check catalogues)

Bad Credit Yes Catalogue

Yes Catalogue

Bad Credit Catalogue - The Yes Catalogue Card is aimed at those with Poor Credit. If you have a bad Credit rating this Catalogue account may be just for you, they approve more applications than any other Catalogue with Credit on ...
Bad Credit Savvy Benefit Card

Savvy Benefit Card

No Credit Check Pay Monthly Catalogue from Savvy Benefit Card If you are worried you wont pass a credit check for a pay monthly catalogue then one solution we have is the Benefit Savvy Card. This Card gives you £2500 to spend and the ...

How to get accepted for a pay monthly catalogue with bad credit

Read our pay monthly catalogue guide here for the complete guide to pay monthly credit catalogues and how bad credit catalogues work.

You may be surprised to learn that all mainstream Catalogues will accept their fair share of bad credit, meaning that people with bad credit could still be accepted for top named Catalogues like JD Williams, Look Again and Studio.

By reading our pay monthly catalogue guide you could pick up some handy tips which could increase your chances of being successful for a Catalogue.

Have you ever considered appealing an application that has been rejected? Our pay monthly catalogue guide will show you how easy it is and how successful this can be!

To find out more about getting accepted for a bad credit catalogue choose from one of the following options

Apply for a Bad Credit Catalogue today – What you need to know…

People with bad credit are usually stuck in a vicious circle, to improve their credit rating they first need to demonstrate they can be responsible for credit, however most struggle to get applications accepted.

So how do you get accepted for Credit to be in a position to start rebuilding the credit rating?

Most people know that Catalogues are a good way to build credit ratings, they offer great products report on your Credit report as revolving credit.

Revolving credit is a sum of credit which is available to borrow as and when you like (much like a credit card).

 

You may be surprised to learn that all mainstream catalogues will consider customers with a bad credit rating.

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Have you tried a Mainstream Catalogue?

Nearly all of the mainstream Pay Monthly Catalogues we offer on Credit 4 Everyone have an history of accepting customers with a less than perfect credit history.

Mainstream catalogues will vary in terms of the risks they take, but nearly all of our Catalogues have taken on customers with some credit problems.

If you have tried a mainstream Catalogue and haven’t been successful then do continue reading.

However, if you haven’t yet tried a mainstream catalogue, it is definitely worth thinking about. You can find a list of Pay monthly catalogues here.

Before applying for a mainstream Catalogue

Consider your first order. It may not common knowledge but the first order is the most important in terms of the credit application.

This is especially the case if you have had some credit problems.

Applying for a new Credit account and hoping an order with expensive items like a brand new Sofa, New PC or High End Television is going to drastically reduce your chances of success.

Try and keep your first order below £150. It will help with the application.

By keeping the first order low, You will help yourself in terms of both the Credit Check and the Affordability checks the Catalogue company will complete.

If your application for a mainstream catalogue is declined, Consider appealing the decision, it can work! you can find out more about appealing a Catalogue decision here.

Instant Decision Bad Credit Catalogues

No Credit Check Pay monthly Catalogue - StepCard
No Credit Check Pay monthly Catalogue - StepCard

The Step Card offers a guaranteed no credit check Shopping facility. Apply for yours today

Dial a TV - Rent or Rent to Own
Dial a TV - Rent or Rent to Own

If you have a bad credit rating, one option is to rent or rent to buy,. Dial a TV welcome customers with a bad credit rating, You can rent or rent to buy the latest Television, Game Console, White Goods or Kitchen appliances. In fact there are hundreds of products available. Apply today for an Instant decision.

Argos - Soft Credit Search Available
Argos - Soft Credit Search Available

Although it's not obvious, Argos can and do accept some customers with a bad credit rating. You can use their Soft Search to see if you are Eligible before applying in full. This means you won't damage your credit rating checking. If approved you can shop online or in-store with their handy catalogue store card.

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No Credit Check Catalogues

If you have been declined for a mainstream catalogue or if you don’t feel that you will be successful you can always consider one of our Guaranteed no credit check catalogues Applying for a no credit check catalogue will not harm your credit rating.

Our no credit check catalogues offer a guaranteed pay monthly catalogue account and work just like our mainstream catalogues, the only real differences between them both is the interest you pay is usually higher and they may have less products to choose from.

That being said, they do offer Guaranteed credit limits and by using such an account well, you could improve your credit rating and could even qualify for credit limit increases. Just be sure to read the terms and conditions first and make sure you understand how the Catalogue account will work..

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Which Catalogues accept customers with bad credit?

This website was created by us when we had a poor credit rating, We found it almost impossible to get accepted for credit.

We was however determined to rebuild our credit rating and that meant we had to carry out lot’s of research.

What become apparent through this research was that nearly all of the pay monthly catalogues available in the UK will consider some customers with bad credit

We was successful in opening an Ace, JD Williams and Freeman’s Catalogue but remember everyone’s circumstances are different and that’s why we created this website.

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Don’t apply for too much credit

The first thing we did  learn was applying for too much credit in a short term was a negative factor in rebuilding our credit rating.

The more credit searches we made the more chance we had of our application being rejected.

Too many searches  in a short period of time can send out the wrong signal. – It can make you look desperate for credit.

We made just one application for a mainstream pay monthly catalogue to see if our application would be successful or not.

We suffered many declines before finally getting accepted for a catalogue account.

Once we was accepted we used our Catalogue for regular small orders.

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Applying for a bad credit catalogue is easy

When you apply for your Catalogue, Whether it be for a mainstream or a bad credit catalogue your application is only going to require some basic details.

You will usually be asked for your full Name, Address, date of birth, telephone numbers and employment/living status.

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Pay Monthly Catalogues Credit Checks

If you do choose a mainstream Pay monthly catalogue your application will be subject to credit checks. If you choose a No Credit Check catalogue your application will be Guaranteed acceptance.

The Credit Check is an automated decision which will be generated once you press the Submit button

This is why we recommend keeping your first order below £150.

Remember, Applying for a  No Credit Check pay monthly catalogue will not harm your credit rating.

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How to Place an order with a bad credit catalogue

Mainstream catalogues will require you add an item or two to your basket before going to the checkout, registering and then applying for a credit facility.

You will know instantly whether or not your application is accepted.

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Instant decision bad credit catalogues

If your application for a catalogue is successful you will be asked to sign a Credit agreement and you will told what your Credit limit is and what your interest rate will be.

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No Credit Check pay monthly mail order catalogues

If you choose to open a No Credit Check catalogue you may be asked to complete the application first.

Make sure you understand everything you are signing up for and how the Catalogue credit will work.

Each catalogue company is different and we have no first hand experience with the no credit check catalogues so we always recommend that you fully understand what you are signing up to in advance.

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Guaranteed No Credit Check Catalogue

Guaranteed Approval Catalogue
No Credit Check Catalogue

The Step card offer credit limits based upon your own affordability, you may be offered £200, £300 or £500 as an initial credit limit, if you manage your account well you may qualify for a credit limit increase in the future.

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What you can buy with a bad credit catalogue

Bad credit catalogues still offer a wide range of goods and products, sometimes you may pay slightly higher prices with a bad credit catalogue, for that reason, using a bad credit catalogue for small items may be better.

If you choose and are successful for a mainstream catalogue, you can order anything you choose and you will often find the prices are better than our bad credit catalogues.

Our Guaranteed no credit check catalogues offer everything plenty of items including Electrical products, Gadgets, Homeware and Gifts.

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Stepping Stone

Use your bad credit Catalogue as a stepping stone in rebuilding your Credit rating. Once you have used your bad credit catalogue account for 6 months you should start to see your credit rating start to improve.

Once your Credit rating starts to improve, you may find you become eligible for a mainstream catalogue.

The mainstream catalogue will see that you are able to run, manage and maintain repayments.

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Credit Limit increases

Customers with a poor credit ratings and bad credit catalogues can still become eligible for catalogue credit limit increases.

Once the Catalogue company can see your ability to make payments on time, your Credit limit is more likely to be reviewed.

It’s important to remember to only order items you can afford to repay.

A pay monthly catalogue is a great tool for building one’s credit rating, however, making your repayments late could further damage your credit rating.

Bad Credit Catalogue with Guaranteed Acceptance - No Credit Check
Bad Credit Catalogue with Guaranteed Acceptance - No Credit Check

We guarantee you will be accepted for this Pay monthly catalogue with a credit limit of up to £2500. Use it to help improve your credit rating today. All credit statuses welcome - Open your new pay monthly credit catalogue today.

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Use a Soft Search to see if you are eligible for a pay monthly catalogue

Some Catalogue companies such as Argos, Freeman’s and Look Again will carry out a soft search credit application. This means you will not harm your credit rating.

You will be required to give some basic information and this will then give you an indication on whether or not your application pay monthly catalogue is likely to be successful or not.

If you do complete a full application the Credit check will then appear on your credit report.

Our no credit check catalogues will not show on your Credit report searches, they may carry out ID and Money Laundering checks (which will not affect your Credit rating).

Bad Credit Catalogues – Apply today for your Guaranteed no credit check catalogue

Now you know everything you need to know about applying and running a bad credit catalogue. If you are ready to apply for a catalogue now you can do so here.  Remember, a pay monthly catalogue is a great tool to helping you rebuild your credit rating.

Apply now

Credit 4 Everyone