Current Accounts for people with Poor Credit

A poor credit rating can stop you in your tracks when applying for any kind of financial products and services.

If you are looking for a Guaranteed current account then we can help. We offer both Bad credit current accounts and bad credit business accounts. 

Most Banks  in the UK now provide a Basic Bank account option, this means you can open a Current account even with very poor credit.

With Card One Money you can rest easy knowing your application will NOT be credit checked, this means NO Decline due to your Credit history.

Card One Money will carry out identity checks as required by Law and you could have your Account number and Sort code in minutes, allowing you to have your Wages or Benefits paid into your new account.

Current Accounts and Business Current Accounts

We work with companies who will approve you for Personal or Business current accounts even if you have a history of missed repayments, arrears, CCJ's, Defaults, IVA or even bankruptcy.

High street bank accounts

Their are a number of solutions. Most high street banks offer a Basic banking facility, these are not subject to the same checks, customers with a bad credit rating can be offered Basic bank accounts if the Bank is unable to open a full current account.

If you are running a small business or considering it you can even Apply for a Card One Money Business bank account.   No Credit Check Business bank accounts.

All of our accounts come with the full banking facilities you would expect such as Online Banking, Debit Card and Direct Debit payments.