If you have poor credit you may find getting accepted for a mobile phone contract hard work. Most mobile phone networks will credit check your application. However, we've found a few solutions which can help. We can offer you Pre Approved Mobile phone contract finance with NO Credit Checks. Perfect for those declined elsewhere.
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Three Mobile (Sim Only) for bad credit
Three are excellent at accepting customers with a less than perfect credit history. You may need to start with a Sim Only deal for the first 6 months but keep up the repayments and you may be offered an upgrade.
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No Credit Checks
At Credit 4 Everyone, we are committed to providing pre-approved mobile phone contract finance with no credit checks. We understand the struggle of getting approved for a mobile phone contract with poor credit. Our mission is to eliminate the stress of credit checks and help you enjoy the benefits of our no credit check mobile phones.
Which Credit Reference Agency do mobile networks check?
Remember this is just a guide, Also remember that all of the networks will report back to all three Credit Reference agencies so it's important to keep up with your monthly repayments as late payments will remain on your Credit report for 6 years.
Mobile Phone Network Credit Checks
Vodafone – Credit Checks at Experian
Three – TransUnion & Experian
Sky Mobile – Equifax
Virgin Mobile – Equifax
Plusnet & EE – Experian
BT Mobile – Experian
O2 – Equifax
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Mobile Phone Networks that accept bad credit
We get asked a lot about mobile phone networks that accept bad credit. The Truth is all networks will Score your application differently.
Vodafone and Three have been known to accept customers with previous credit problems, EE can accept applications (It helps if you are with BT for Broadband) or EE as they will have a picture of your payment history to help them decide.
O2 appear to accept some customers with poor credit. Most of the bigger networks will accept an application for a Sim only deal, if approved, pay your bill on time each month for 3-6 months and you may be able to upgrade to a brand new handset!