Dad of 7, including Autistic Twins, first hand experience in Credit problems following the challenges faced with having Autistic children. (Unable to work due to supporting their needs, My credit rating became what can only be described as wrecked) Using my own experience, Credit 4 Everyone was born. A website dedicated to the rebuilding of a UK credit rating. The site was born providing the struggles in getting accepted and as things improved, the challenges one faces in maintaining a good credit rating. On this website you will find information regarding Pay monthly Credit catalogues, buy now pay later, mobile phone contracts for bad credit, current account options when your credit rating stops you getting even the most basic of services and personal loans/car finance. I will share my own experience which shows you how I built a credit rating with an Experian credit score of 120 and Equifax of 90 to a Credit rating both rated as Good in 2 years. How you can rebuild your credit rating, the companies that will help you on the journey and how things can improve. About the website Pay Monthly Catalogues with Credit, Buy it now pay later, Guaranteed Mobile phone contracts and Guaranteed no credit check bank accounts. Credit 4 Everyone specialise in helping people with bad credit get the credit they need. We offer Financial products and services for everyone and work hard to review products, our aim is in Helping you get accepted with our helpful hints and tips.

  1. Cancelled my credit limit without any reason or notice blamed experian, spoke to them and they say there is no reason and that next do this all the time. why have you stopped my credit limit and why do i have to wait for review but i still have to pay, if i am not good enough to be a customer then write off my balance.

    • Next do review Credit Limits every 3 months or so. It happened to us twice. Usually if you take out new Credit or make applications for credit they will Suspend your credit limit.

      It doesn’t mean they don’t want you as a customer and they do remove the suspension if they are happy with things.

      Next receive a feed from the Credit reference agencies and will adjust credit limits accordingly, it’s responsible lending and is not actually a bad thing, the last thing Next or you really want is to be in a position that you can’t afford the repayments.

  2. Love my next directory. Pay back in store and collect items on the way home from work. Spendid

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Credit 4 Everyone