What to do if your Catalogue debt is not going down

It's easily done, you put a few products on to your Catalogue with all the intention of being able to make the repayments each month and eventually before you know it, you owe more than you expected. Some Catalogues will add interest each month where as others will ask you how you want to spread the cost of your order at the time of purchase.

What happens if Catalogues debts become unaffordable?

catalogue debts, get them under control

Either way, some people find paying a Catalogue bill each month only see's the balance reduce very slightly.

Depending on your Credit Status, you could be in a position to clear your Catalogue balances with a zero percent Credit Card, if however you know you wouldn't qualify for a Credit Card at this time then there is another way to tackle the Catalogue debt.

Work out how much you can afford to pay to your Catalogue company. You could call the Catalogue company and explain your current situation, it's far better to come to an arrangement with them than to get into a position that you can't pay them back anymore.

Some Catalogue companies will have a specialist department designed to help you get your debt reduced and your account back on track.

Most Catalogue companies will freeze interest and or accept reduced payment terms for a short period in an attempt to help get your finances back on track.

If you feel your debts are spiralling out of control, do not contact Debt management companies, most will charge a fee and that's the last thing you need.

You can get help and advice totally free of charge, click here for full details of organisations that can help you get your debts resolved

Dad of 7, including Autistic Twins, first hand experience in Credit problems following the challenges faced with having Autistic children. (Unable to work due to supporting their needs, My credit rating became what can only be described as wrecked) Using my own experience, Credit 4 Everyone was born. A website dedicated to the rebuilding of a UK credit rating. The site was born providing the struggles in getting accepted and as things improved, the challenges one faces in maintaining a good credit rating. On this website you will find information regarding Pay monthly Credit catalogues, buy now pay later, mobile phone contracts for bad credit, current account options when your credit rating stops you getting even the most basic of services and personal loans/car finance. I will share my own experience which shows you how I built a credit rating with an Experian credit score of 120 and Equifax of 90 to a Credit rating both rated as Good in 2 years. How you can rebuild your credit rating, the companies that will help you on the journey and how things can improve. About the website Pay Monthly Catalogues with Credit, Buy it now pay later, Guaranteed Mobile phone contracts and Guaranteed no credit check bank accounts. Credit 4 Everyone specialise in helping people with bad credit get the credit they need. We offer Financial products and services for everyone and work hard to review products, our aim is in Helping you get accepted with our helpful hints and tips.

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