Capital One Credit Card Credit Limit Increases


It's long been known that Capital One don't really like to discuss Credit Limit increases, that's not to say they don't offer Credit Limit Increases, more they like to make the decision without a customer requesting it.

That hasn't stopped a lot of customers calling them to request a Credit Limit Increase. Lately, Capital One have introduced a new function inside their Online management area to allow customers to request a Credit Limit increase. So if you hold a Capital One Platinum, Capital One Classic Credit Card etc you can now apply for a Credit Limit increase in real time.

Login, choose the Account Management section from the menu, then select the Manage Credit Limit. From here you can adjust your Credit Limit, you can reduce or request a Credit Limit Increase. When we first applied we was greeted with a Sorry you are not eligible for a Credit Limit increase. A couple of months later we attempted again and this time was greeted with a “We Need more information” message, asking us to call them, which we did.

Despite providing the information they requested, we received a letter telling us that at the moment we don't qualify for a Credit Limit increase but they do monitor credit limits and would be sure to inform us if we qualify.

Let us know how you get on 🙂

 




Dad of 7, including Autistic Twins, first hand experience in Credit problems following the challenges faced with having Autistic children. (Unable to work due to supporting their needs, My credit rating became what can only be described as wrecked) Using my own experience, Credit 4 Everyone was born. A website dedicated to the rebuilding of a UK credit rating. The site was born providing the struggles in getting accepted and as things improved, the challenges one faces in maintaining a good credit rating. On this website you will find information regarding Pay monthly Credit catalogues, buy now pay later, mobile phone contracts for bad credit, current account options when your credit rating stops you getting even the most basic of services and personal loans/car finance. I will share my own experience which shows you how I built a credit rating with an Experian credit score of 120 and Equifax of 90 to a Credit rating both rated as Good in 2 years. How you can rebuild your credit rating, the companies that will help you on the journey and how things can improve. About the website Pay Monthly Catalogues with Credit, Buy it now pay later, Guaranteed Mobile phone contracts and Guaranteed no credit check bank accounts. Credit 4 Everyone specialise in helping people with bad credit get the credit they need. We offer Financial products and services for everyone and work hard to review products, our aim is in Helping you get accepted with our helpful hints and tips.

2 Comments
  1. Capital one staff is not helpful at all i had problem with my account been on phone for nearly two months all they say today tomorrow next week next month very bad

  2. I have had a capital one card for nearly 8 years and never had an increase, stuck on £300, it’s a poor card, they say they offer a card to people with bad credit, my wife has been building her credit for 4 years now, no missed payments, no new accounts they still declined her. They are not a good card

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