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We review Klarna

Klarna Bank AB, commonly referred to as Klarna, is a Swedish bank that provides online financial services.

You will see them pop up when you visit a number of retailers online, including JD Sports, Yours Clothing. They offer you the chance to receive your items before you pay for them.

You can even apply for a credit product called Slice it, allowing you to spread the cost of the repayments rather than make payment all in one go.

I have personally tried the Klarna service three times, all three times the service has worked perfectly. Items arrived in good time, the company email a link and will go on to email you the chance to be reminded about paying within 30 days.

It's handy if you are paid monthly and want something sooner.

I was refused the Slice it function at the start and haven't figured out how you apply for the facility now, but the buy now pay later service has worked well for me.

A quick review is backed up by like minded people, all commenting on how easy the transactions are.

There are a few users who have previously used the service and when they go to use it again find themselves declined, the reply from the company is to try again in a months time.

Other than that, it seems a good option if offered.

I would recommend you use it, but do be aware, the company state that if payment is not forthcoming in the 30 days a couple of reminders will be sent before further action including notifying the Credit reference agencies and or using debt collectors.

Visit Klarna here.

Dad of 7, including Autistic Twins, first hand experience in Credit problems following the challenges faced with having Autistic children. (Unable to work due to supporting their needs, My credit rating became what can only be described as wrecked) Using my own experience, Credit 4 Everyone was born. A website dedicated to the rebuilding of a UK credit rating. The site was born providing the struggles in getting accepted and as things improved, the challenges one faces in maintaining a good credit rating. On this website you will find information regarding Pay monthly Credit catalogues, buy now pay later, mobile phone contracts for bad credit, current account options when your credit rating stops you getting even the most basic of services and personal loans/car finance. I will share my own experience which shows you how I built a credit rating with an Experian credit score of 120 and Equifax of 90 to a Credit rating both rated as Good in 2 years. How you can rebuild your credit rating, the companies that will help you on the journey and how things can improve. About the website Pay Monthly Catalogues with Credit, Buy it now pay later, Guaranteed Mobile phone contracts and Guaranteed no credit check bank accounts. Credit 4 Everyone specialise in helping people with bad credit get the credit they need. We offer Financial products and services for everyone and work hard to review products, our aim is in Helping you get accepted with our helpful hints and tips.

1 Comment
  1. Used twice went to use a few days ago and was rejected. Why did you decide to reject me

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