Pay more than the minimum repayment on your Catalogue
to save money…
Pay monthly Catalogues have many benefits, one of those is being able to pay slightly more each month allowing you to reduce the interest you pay.
If you are in a position to do so, making an additional payments even a few pounds can reduce the overall interest you will pay.
Some Catalogues can charge in excess of 50% APR, so keeping interest down as much as you can will always save you money. Most Catalogues work like Credit Cards, requiring a small percentage to be repaid each month, Paying over this amount will result in less interest being charged.