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Buying with Buy Now Pay Later? Watch out for the delivery and Installation costs

Buying with Buy Now Pay Later?

It seems like it's everywhere right now, the right to buy items and pay for them later.

You can sign up for Buy now pay later credit in shops, over the telephone, online and even by using your pay monthly catalogue.

Whilst Buy now pay later can be a handy choice for some, it can also turn into a real nightmare and a headache for others who haven't fully understood the terms of the product.

You may not be aware of it, but some Catalogue companies may not include delivery and installation costs into the buy now pay later debt.

This means your next catalogue statement could include a charge for both delivery and any installation costs which will be due for payment.

This has caught a lot of customers by surprise and has even wrecked some customers credit rating.

Paying with Buy now pay later ? – Make sure you check what's included

It seems to be the payment of choice for some people but whilst the offer of paying later sounds good some people are unaware of some items not being included.

Both Littlewoods and Very Catalogues offer Buy Now Pay Later on most orders.

However, there is something to be aware of.

buy now pay later credit

buy now pay later credit

Delivery and Installation costs are not added to the buy now pay later debt

Delivery costs and Installation costs are not included and will be due on your next Catalogue statement.

Avoid paying interest by checking your Catalogue statement

To avoid interest being added and the possibility of your account falling into arrears you should always read and fully understand what the terms of your buy now pay later transaction includes.

 

 

Dad of 7, including Autistic Twins, first hand experience in Credit problems following the challenges faced with having Autistic children. (Unable to work due to supporting their needs, My credit rating became what can only be described as wrecked) Using my own experience, Credit 4 Everyone was born. A website dedicated to the rebuilding of a UK credit rating. The site was born providing the struggles in getting accepted and as things improved, the challenges one faces in maintaining a good credit rating. On this website you will find information regarding Pay monthly Credit catalogues, buy now pay later, mobile phone contracts for bad credit, current account options when your credit rating stops you getting even the most basic of services and personal loans/car finance. I will share my own experience which shows you how I built a credit rating with an Experian credit score of 120 and Equifax of 90 to a Credit rating both rated as Good in 2 years. How you can rebuild your credit rating, the companies that will help you on the journey and how things can improve. About the website Pay Monthly Catalogues with Credit, Buy it now pay later, Guaranteed Mobile phone contracts and Guaranteed no credit check bank accounts. Credit 4 Everyone specialise in helping people with bad credit get the credit they need. We offer Financial products and services for everyone and work hard to review products, our aim is in Helping you get accepted with our helpful hints and tips.

1 Comment
  1. You should always read and understand what you are signing up for

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