PAY MONTHLY CATALOGUES, CATALOGUES WITH CREDIT, CREDIT CATALOGUES

PAY MONTHLY CATALOGUES

Pay monthly shopping catalogues allow you to spread the cost of goods you order. Each month, You will receive a Statement from your Catalogue company, Manage your account well by keeping up with the repayments and you could qualify for a Credit limit increase, Increasing your spending power.

Apply for a catalogue

WHAT IS CATALOGUE CREDIT?

Catalogue credit is offered by Shopping, Mail Order Catalogue companies. It’s a form of Credit which is binding by a Credit agreement and is available to Uk residents aged 18+, Allowing you to buy items and repaying for them in easy, affordable, monthly instalments.

Applying for a pay monthly credit catalogue

Instant decision pay monthly catalogues with credit

Compare and Apply for a pay monthly catalogue. Enjoy all of the benefits that a pay monthly Catalogue has to offer. You can spread the cost of orders with easy and affordable monthly repayments, Likewise, You can apply to spread the cost using “Buy Now Pay Later” credit.

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Apply Now for a pay monthly catalogue with credit

  • Featured List of pay monthly catalogues with instant decision
Bad Credit Savvy Benefit Card

Savvy Benefit Card

 No Credit Check Shopping Catalogue Enjoy a Guaranteed Acceptance with No Credit Check - You will enjoy a Catalogue credit limit of £2500 and other benefits including a Guaranteed mobile phone contract without credit checks. Apply Now - ...
Bad Credit Step Card Catalogue

Step Card Catalogue

Step Card pay monthly Catalogue No Credit check pay monthly catalogue, Guaranteed Acceptance - Credit limits up to £500 with credit limit increases available. Request a Step Card CatalogueIf you have bad credit or are worried you won't pass a ...
Pay Monthly Argos Catalogue and Catalogue Card

Argos Catalogue and Catalogue Card

Pay monthly Catalogue and Catalogue Card. Argos Catalogue offers Buy Now Pay Later Credit and Pay monthly catalogue options. All with same day delivery, ideal for Birthdays and Last minute gift ideas. The catalogue is packed with Awesome goods, ...
Pay Monthly Look Again Catalogue

Look Again Catalogue

 Pay Monthly Catalogue You can spread thee cost with Look Again and pay monthly or choose the Buy Now Pay Later option. The Look Again Catalogues offers an Instant decision and Instant Credit if your application is successful Request a Look ...
Pay Monthly Next Pay Catalogue

Next Pay Catalogue

Spread the cost with a Next Pay catalogue account. Apply online for an Instant Decision, if successful you can spend online instantly. You can also apply for a Next Pay Store card allowing you to pay for items at any Next store. Request a Next ...
Daxon Catalogue

Daxon Catalogue

The Daxon Catalogue believed Every woman deserves to feel confident in what she wears. That's why Daxon is dedicated to classic, elegant styling, superior comfort and great value. The Daxon Catalogue closed in 2016 The Daxon catalogue closed in ...
Pay Later Studio Catalogue

Studio Catalogue

 Studio Catalogue The Studio Mail Order Catalogue offers a range of goods from Homeware through to Gifts, Gadgets, Toys and the latest Tech. You can apply to spread the cost and pay monthly or choose buy now pay later. You will get an Instant ...
Fashion Kaleidoscope Catalogue

Kaleidoscope Catalogue

Homeware and Fashion - This pay monthly catalogue offers an Instant decision and if Successful you can spend instantly. Apply for a Kaleidoscope Catalogue About the Kaleidoscope Catalogue The Kaleidoscope Catalogue with Credit offers A ...
Fashion Swimwear 365 Catalogue

Swimwear 365 Catalogue

Swimwear and Holiday Fashion catalogue. Spread the cost of Fashion and Holiday clothing with the Swimwear365 catalogue credit account. Offering pay monthly and buy now pay later credit options. Request a Swimwear365 Catalogue We believe ...
Fashion La Redoute Catalogue

La Redoute Catalogue

French Fashion catalogue, Spread the cost with Pay Monthly credit options. The La Redoute catalogue offers French Fashion and Unique Styles for you and your family. Request a La Redoute Catalogue Fashion Catalogue La Redoute Looking for a ...
Fashion Bonprix Catalogue

Bonprix Catalogue

Fashion Catalogue for Men and Women offering you the chance to spread the cost when you apply for a BonPrix catalogue credit account. Offering Pay monthly and buy now pay later options, the Bon Prix catalogue has something for everyone. This ...
Pay Monthly Ace Catalogue

Ace Catalogue

Open an Ace Catalogue account and you can choose how you repay, choose Pay Monthly or buy now pay later. The Ace Catalogue offers an Instant decision and Instant credit if your application is successful. Request a Ace CatalogueThe Ace ...
Fashion Curvissa Catalogue

Curvissa Catalogue

Fashion catalogue offering pay monthly credit terms ideal for Women sized 14-32. Find the latest Styles and Fashion labels and spread the cost. Request a Curvissa Catalogue About the Curvissa Catalogue The Curvissa Catalogue with Credit ...
Fashion Witt International Catalogue

Witt International Catalogue

 Witt International Catalogue. Packed with the latest trends and styles. Request your Witt International Catalogue today. Request a WITT International CatalogueWitt International Catalogue offers customers the chance to spread the cost. Apply for ...
Fashion Vertbaudet Catalogue

Vertbaudet Catalogue

French Fashion Pay Monthly catalogue Spread the cost with the Vertbaudet Catalogue, Apply now and pay monthly. Packed with the latest Children's French Fashion ideal for Children, Toddlers and Babies. Request a Verbaudet CatalogueVertbaudet ...
Pay Later Freemans  Catalogue

Freemans Catalogue

 Request a Freemans Catalogue Freemans offers you the choice of paying monthly or spreading the cost with buy now pay later. You can buy pretty much everything from this all rounder catalogue. Request a Freemans Catalogue Freemans ...
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About Pay Monthly Catalogues

Pay monthly catalogues allow you to purchase items and spread the cost to suit your needs. Items can be delivered to your door at a time that suits you or through one of thousands of Drop off points.

How do Pay Monthly Catalogues with Credit work?

Catalogue companies offer a number of ways to shop, Placing orders is easy and can be done on the telephone or online. You can also enjoy a variety of payment options.

Pay for your order with a Debit or Credit Card or you can choose to spread the cost with a Catalogue Credit facility.

If you choose the Credit facility you will need to complete a short Credit application, this usually only takes a few minutes and you will usually be offered an Instant decision.

catalogues with credit limits

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Applying for Catalogue Credit

Should you choose to Apply for a Catalogue Credit account you will be required complete an application.

You will be required to supply your Name, Address, (Past Address if you have lived at your current address for less than 3 years), Your Date of Birth and a few other pieces of information.

Once you have completed your application you can press the Submit button and you will receive an Instant decision. If your application for a Pay monthly Catalogue credit account is successful, you will be asked to sign the Credit Agreement and you will be offered a Credit Limit.

What if your application for a pay monthly catalogue is unsuccessful?

If your application for a pay monthly catalogue is unsuccessful you can enjoy all the benefits of a pay monthly catalogue by choosing one of our Bad credit catalogues or a guaranteed No credit check catalogue..

Applying for a pay monthly credit catalogue

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Catalogue Credit Limits

Should you apply and be successful, Your pay monthly catalogue account will be limited to a Credit Limit. This Credit limit is the maximum you can owe your Catalogue at this time, for that reason, you must ensure you don’t exceed this limit.

Credit limits are variable and  as a result may change from time to time.

Credit Limit Increases with your Catalogue

Once a Catalogue company gets to know you as a customer it may offer to increase your Credit limit. To improve your chances of being offered Credit Limit increases make sure you make at least the minimum repayment on time each month.

Customers will usually start being considered for Credit limit increases once the Catalogue company has seen you manage your account well. You should be aware that some catalogue companies receive a monthly credit feed from the Credit reference agencies, therefore customers missing repayments or taking on lot’s of new credit may not be offered credit limit increases.

credit catalogues

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Catalogue Statements

Once you have placed and received your first order from your Catalogue You will be given a short period of time to make sure you are happy with your purchase, This is called the Home Approval stage. Inside each order you place with your pay monthly catalogue will be an advice slip. You can use the slip to return any items you are not happy with.

Home Approval

Some items will be excluded for Hygiene reasons or for Copyright reasons, however these will be clearly displayed at the time of your order. Assuming you are happy with your items you can sit back and relax.

First Catalogue Statement

Usually, you can expect your first Catalogue statement to arrive around 28 days after you open your account. The Pay monthly catalogue statement will list the orders you have placed, the payments you have made and also details important information such as your minimum repayment and the date you must make your payment by. .

your pay monthly catalogue statement

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Returning items to your Catalogue

Items you order from your Catalogue are usually sent to you on a “Home Approval Basis” This means that if you are not happy with part or all of the order you can arrange to have the items returned.

Some items that may be excluded. (details below)

How to return items to your Catalogue

Inside your Catalogue order will be a Returns Advice Slip, Just complete this form and follow the instructions on this slip to arrange the return of your order.

Items you can’t return to your pay monthly catalogue

Exceptions that you should be aware of include items that cannot be return because of  Copyright laws and some  items  cannot be returned for Hygiene reasons.

This usually includes

  • Underwear
  • Lingerie
  • Computers
  • Mobile Phones
  • Software

Those items that are excluded from Home Approval are always clearly displayed at the time of your order. 

Your statutory rights are not affected

catalogue delivery

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Catalogue Delivery

As soon as your Pay monthly catalogue is open you will probably want to go ahead and place your first order.

You will need to add items to your basket and then choose the checkout option.

Once at the checkout you will be asked where you would your items to be delivered to.

Sometimes your first order can only be sent to your home address for the reason that it helps the Catalogue company protect itself from fraud.

Delivery options

At the checkout you can also select the type of delivery you want, Some catalogue companies may offer Free delivery, Next day delivery maybe available rather than the standard delivery, however, this will probably cost more.

Press Submit and you will receive a confirmation email, this email will detail your order and expected delivery.

Also keep an eye out for further emails. Most Catalogue companies will send another email to confirm an item has been dispatched.

your pay monthly catalogue statement

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Catalogues for bad credit

As a result of bad credit you may be worried about Applying for a Catalogue with Credit for the reason that you will only be declined. First of all, Please be assured that there are a number of Catalogue’s available for people with a poor credit history.

Likewise, Some of our Mainstream Catalogues have accepted applications from customers who have had previous credit problems. Pay monthly catalogues are notoriously popular for people looking to build or rebuild their credit rating as they are usually easy to be accepted for than credit cards.

Catalogues especially for people with bad credit

We list a range of Catalogue companies who specialise and offer Bad Credit Catalogues and No Credit Check Catalogues, Almost everyone who visits this page is eligible for a pay monthly catalogue.

What is a bad credit catalogue?

A Bad Credit Catalogue offers customers who may not be able to get accepted for credit elsewhere the chance to get back on the Credit Ladder. With Credit limits of up to £2500 and Guaranteed acceptance, You can enjoy the same benefits as regular customers.

As a result, you can also start to rebuild your credit rating.

What causes bad credit?

Bad credit is usually down to a combination of factors, but usually include Missing Credit Repayments, Making too many application for Credit in a short period of time, Paying your Bills late, Defaulting on Credit Agreements or having County Court Judgements registered against you for non payments.

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No Credit Check Catalogues

Those with very poor credit rating could consider a No Credit Check pay monthly catalogue, these offer guaranteed acceptance with credit limits starting from £2500!

What are the easiest catalogues to be accepted for?

Below you will find Catalogues with easy acceptance and Guaranteed acceptance catalogues. These catalogues are perfect for those wanting to rebuild their credit history and you can enjoy a credit limit of up to £2500!

catalogues for bad credit

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Credit Scoring Pay Monthly Catalogues

Once you Submit your application you will almost certainly be given an Instant decision, You’ll either be Approved, Declined or Referred.

Referred

Sometimes a Catalogue company may not be able to provide an Instant decision, You will usually be sent an email or letter with the decision.

Declined

Another outcome is the application being declined. When you apply for a Credit catalogue the Catalogue company will score the information you provide along with information it receives from the Credit Reference Agencies.

Why Catalogue applications fail Credit Checks

Consequently, if information points to someone who hasn’t managed credit well, or maybe, someone with lot’s of debt, the Catalogue company may consider the risk too high and likewise may reject your application.

Catalogue Credit Check

When you have entered all the information asked, the Catalogue company will perform a Credit Check. Usually the Credit check will only take about 30 seconds to complete and usually an instant decision will be provided to you.

How Catalogues with Credit make their decision – Credit Scoring

Catalogue companies will credit score your applications when you apply for credit with them.

Credit Scoring is a formula which awards points for bits of information from the Application for you complete as well as information the Credit Reference agency provides to them.

All of these points are added together and will help the Catalogue make an instant decision. If you score enough points, your application for a Credit account with your Catalogue will be approved, if you don’t score enough points your application will usually be declined.

Credit scoring is common for all types of lending, from Credit Cards through to Personal Loans. It’s been around years and helps lenders make a fast decision.

Credit Scoring is not based upon one piece of information. Credit Scoring does not Score your Sex or Religion for example.  The Catalogue company will score literally hundreds of different pieces on information it gathers and it is used to predict account conduct and risk.

You can make an Appeal

If  you are declined for a Credit Catalogue, You can consider an alternative Catalogue or even Consider appealing the decision. You can read more about Appealing the decision here.

your pay monthly catalogue statement

How Pay Monthly Catalogues work

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Compare Pay monthly catalogues
Choose from our Huge selection
of pay monthly catalogues.
catalogue-order
Add the items you wish to order
Add items to your basket and
go to the checkout
Apply for your Pay monthly Catalogue
Complete the application, then
choose your delivery date.

Pay Monthly Catalogue Guides

  • Pay monthly catalogue guides
Placing your first order

Placing your first order

As soon as your Pay monthly catalogue is open you will probably want to go ahead and place your first order. You will need to add items to your basket and then choose the checkout option. Once at the checkout you will be asked where ...
Applying for a pay monthly catalogue – The Application

Applying for a pay monthly catalogue – The Application

Enjoying the benefits of a pay monthly catalogue is easy,  First of all you will need to Apply for a pay monthly catalogue with credit account, Don’t panic this only takes a couple of minutes. Application for a Catalogue You will be ...
Before Applying for a Catalogue Account

Before Applying for a Catalogue Account

Check  your Application before your Submit Please do not be tempted to use any false information when you make an application for a Catalogue (or any other type of credit for that matter). We know 99% of our visitors wouldn’t dream ...
How do Catalogue Credit Limits work

How do Catalogue Credit Limits work

All About Catalogue Credit Limits Once you Submit your application for a new Catalogue Credit account you will informed if you application is successful or not. Once your application is accepted you will be informed about your Catalogues ...
What happens if my order doesn’t arrive

What happens if my order doesn’t arrive

When you place an order with your Pay monthly catalogue you are now able to choose which day it will arrive. 9 times out of 10 your order will arrive on the day it's expected, however sometimes your order may not arrive, We look into ...
How to choose the right catalogue for you

How to choose the right catalogue for you

Pay Monthly Catalogue Guide - How to choose the right catalogue for you home shopping catalogue with credit How do you choose the right pay monthly catalogue? You want to open a Catalogue, but which one? So you want a pay monthly ...
Catalogue companies credit checks

Catalogue companies credit checks

When you have entered all the information asked, the Catalogue company will perform a Credit Check. Usually the Credit check will only take about 30 seconds to complete and usually an instant decision will be provided to you. How ...
Applying for a Catalogue using False details

Applying for a Catalogue using False details

When you are making your application for a Catalogue please ensure you are not tempted to lie about anything. Even if you have had previous credit issues you could still be accepted, just make the application using your correct details. ...
What happens if I lie when making a credit application?

What happens if I lie when making a credit application?

Fraud & Other Checks when you make an application for Credit… When you apply for a Catalogue or any kind of Credit, the company you are applying to may run additional checks. One of those checks it can run is checks with a company ...
Catalogue Credit Checks, Who Checks Who

Catalogue Credit Checks, Who Checks Who

What Credit Reference Agency will Catalogue companies check? When you are Apply for a Pay Monthly Catalogue with Credit your application is going to be subject to a few checks, these include Identity Checks, Credit Checks and ...
Understanding Your Catalogue Statement

Understanding Your Catalogue Statement

Your Pay Monthly Catalogue Statement Each month your Catalogue company will send you your pay monthly catalogue Statement. Your Catalogue statement may be posted or emailed to you, depending on your preference. Your Catalogue ...
Benefits of running a Catalogue account

Benefits of running a Catalogue account

When you open a pay monthly catalogue account you can enjoy a range of benefits. Special offers for first time customers - Pay Monthly Catalogues First time customers usually get a discount or other special offer when they place their ...
Don’t Over Spend on your Catalogue

Don’t Over Spend on your Catalogue

Catalogues are wonderful but control your spending... Catalogues offer great items and when you see the price broken down into weekly terms it’s easy to believe you can afford everything. Use a Pay monthly catalogue well and you can ...
Dealing with Catalogue debt

Dealing with Catalogue debt

What if you can't make your Pay monthly Catalogue payment? Catalogue companies know that customers are human and from time to time things don't always go to plan and that occasionally a customer may not be able to make their  repayment on ...

Savvy Benefit Card

Bad Credit CataloguesPay Monthly Catalogues with credit limit
Savvy Benefit Card
9

 No Credit Check Shopping Catalogue Enjoy a Guaranteed Acceptance with No Credit Check - You will enjoy a Catalogue credit limit of £2500 and other benefits including a Guaranteed mobile phone contract without credit checks. Apply Now - Guaranteed Acceptance No Credit Check Pay Monthly ...

Step Card Catalogue

Bad Credit CataloguesPay Monthly Catalogues with credit limit
Step Card Catalogue
9.5

Step Card pay monthly Catalogue No Credit check pay monthly catalogue, Guaranteed Acceptance - Credit limits up to £500 with credit limit increases available. Request a Step Card CatalogueIf you have bad credit or are worried you won't pass a credit check for a pay monthly catalogue then the ...

Bad Credit CataloguesPay Monthly Catalogues with credit limitPay Weekly Catalogues
Dial a TV – Rent or Rent to Own, Pay Weekly or Monthly
9

 Apply for your Dial a TV account Spread the cost by paying weekly or monthly with Dial a TV. Bad Credit welcome, easy acceptance offering rent or rent to own. Furniture, Gadgets, Electrical Products, Mobile phones and more. Dial a TV Dial a TV is convenient way to spread the cost of ...

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Deluxe Gold Card Catalogue

Bad Credit CataloguesPay Monthly Catalogues with credit limit
Deluxe Gold Card Catalogue
1.5

The Deluxe Gold card catalogue was designed to give people with bad credit the chance to rebuild their credit rating using a pay monthly catalogue. The catalogue allows you to spend money and rebuild your credit rating Bad credit catalogue If you have a bad credit rating and want to spread the ...

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Yes Catalogue

Bad Credit CataloguesPay Monthly Catalogues with credit limit
Yes Catalogue
8

Bad Credit Catalogue - The Yes Catalogue Card is aimed at those with Poor Credit. If you have a bad Credit rating this Catalogue account may be just for you, they approve more applications than any other Catalogue with Credit on Credit4everyone! The YesCard Catalogue offers credit limits of up to ...

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Choice Freedom Gold – Catalogue Card

Bad Credit CataloguesPay Monthly Catalogues with credit limit
Choice Freedom Gold – Catalogue Card
4

With a guaranteed Unsecured credit limit of £500 for accepted customers, the Choice Freedom Catalogue has extremely high approvals and will report your payments back to the Credit Reference Agencies, helping you improve your credit rating. Apply for your Choice Freedom Gold Catalogue Card The ...

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