Christmas is approaching and with personal finances still being stretched, Some people maybe planning to spread the cost of Christmas with a Catalogue
A Mail order catalogue could offer you the ability to spread the cost of your order with affordable monthly repayments. If you haven't had a Pay monthly catalogue before you can learn about this form of credit and how catalogues with credit work by clicking here.
If you have an idea of what kind of gifts you want then our perfect catalogue finder will help you find the best pay monthly catalogue for your needs.
Catalogue credit may not be the cheapest form of credit, although it's usually cheaper than a pay day loan or some of the sub prime credit cards, so make sure you check out which form of credit will be cheaper for you.
Catalogue credit usually has an APR of around 34.9%, but sometimes with Catalogues like JD Williams this can be a lot higher, The APR you are offered will depend on your personal circumstances.
If you have a poor credit rating your choices of credit may be more limited, however, the good news is you could still be accepted for credit, check out our Bad Credit Catalogue page here.
Most people are looking for a Christmas catalogue selling gifts and toys, remember, if you are looking for this years top selling Christmas toys and your find a catalogue selling them order quickly, Catalogues get very busy over the Christmas period and stocks become limited very quickly.
If you are looking for a range of Christmas gifts then an all rounder Catalogue like Freemans or Studio will suit your needs, they sell everything from Personalised gifts through to Toys, Homeware and Fashion.
If you don't want the hassle of worrying about payments straight after Christmas then choosing a Buy Now Pay Later Credit facility may be suited to you. As long as you pay the full outstanding balance of before the Buy Now Pay Later period ends you won't pay any additional interest. To find out about Buy Now Pay Later Credit click here.