Once you Submit your application for a new Catalogue Credit account you will informed if you application is successful or not.
If your application is accepted you will be offered a Credit Limit
It's the amount of money that a Catalogue company is willing to lend you. You can place orders up to the Credit Limit in one transaction or a number of transaction whichever suits you.
If you exceed your Catalogue credit limit you may damage your Credit rating or be charged £12. It's worth ensuring you stay within your Credit Limit at all times.
Once you have operated your Catalogue and maintained payments for a period of time (Usually 3-6 months) You may qualify for a Catalogue credit limit increase.
If you prefer to lower your Catalogues credit limit, simply call them on the Catalogue Customer Service number and request a reduction to your Credit limit.