Improve your Credit rating with Products & Services

That report back to credit reference agencies monthly

You don’t need to take out credit to build or rebuild your credit rating. You can actually start to build or rebuild your credit rating by choosing certain Energy companies or Broadband Suppliers who will report back each month to the credit reference agencies.

This means, without taking on any credit, you could start to build or rebuild your credit rating.

Choosing products or services from this page could help your credit rating, just make sure you keep up with the repayments each month!

PRODUCTS & SERVICES to help build
or rebuild your credit rating

All of these companies will report back to the Credit reference agencies monthly

Use them well and they could help improve your credit rating.

Talk Talk
Talk Talk

Talk Talk offer competitive Broadband and Line rental deals. They also offer Digital television options. Talk Talk will report back to the Credit reference agencies each month which if you make repayments on time each month could help improve your credit rating.

BT.com
BT.com

From Standard Telephone and broadband through to Mobile and Digital Television, Bt.com offer a diverse range of products. All of them will report back to the Credit reference agencies which can help improve your credit rating

Vanquis Credit Card
Vanquis Credit Card

If you are looking to rebuild your Credit then a Credit Card aimed at doing just that could be the answer. Start with a manageable credit limit and you could qualify for regular credit limit increases.

Energy Suppliers - uSwitch
Energy Suppliers – uSwitch

You could save money and enjoy the benefits of having the Energy company you choose report back to the credit reference agencies. Most energy companies are now reporting back to the Credit reference agencies, find out more with uSwitch

Everyone has a Credit Rating – Why you should protect it…

Some people take their Credit rating very seriously and others don’t. 

Your credit rating is used by lot’s of companies, from Letting Agencies to certain Job application!

But it’s worth trying to build a strong credit rating, these days you could rely on it more than you realise.

From being able to pay Car and Home insurance monthly rather than in one lump sum

Some jobs will carry out a credit check and some Landlords will carry out a credit check

Missing just a few credit repayments or making too many applications for credit in a short period can see your credit rating slide.

More severe issues can occur if you miss multiple credit payments or get issued with defaults and County Court Judgements.

The good news is you can build or rebuild your credit rating without having to take out Credit based products.

We have a range of every day essential products like Energy bills, Broadband suppliers etc who can help you rebuild or build your credit rating.

Credit 4 Everyone
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