Capital One are one of the few companies who have continued to offer people with Sub Prime Credit the chance to rebuild their credit. Going back around 12 months, There was plenty of choices, including The Monument Card. Citibank and Monument used to offer a Sub Prime Credit Card however these products are no longer available.

on a credit agreement in the past couple of years you will probably know that the chances of a Main Stream lender approving your application for a Personal Loan or Credit Card are slim.

The Credit Crunch has seen the criteria for Credit increased. Not being on the Electrol register or even having no credit is enough to make some lenders worried.

Capital One look past the red tape, they try to consider your ability to be able to repay credit. After all a Credit Card is not a short term product. If you make only the minimum repayment on any credit card it can take a very long time to repay the balance.

If you have missed repayments and are serious about rebuilding your credit and you want the flexibility of using a Credit Card then Capital One should be given serious consideration.

Capital One have just re-designed and re-branded their credit cards, so as well as looking smart, you could be given the chance to prove you are smart. Using a Capital One Classic Card and keeping up the repayments each month (not exceeding your limit) will only help to improve your Credit Score and improve the chances of a Main Stream lender approving your application.

To find out more and to make your application now, Please click here.