The Capital One Classic Credit Card
September 12, 2008 by credit4everyone
Filed under credit cards
The Capital One Classic Credit Card has been designed to help you rebuild your credit. The card boasts no annual fee and can help improve your credit rating by staying within the credit limit and making your repayments on time. You can get a limit of up to £2500 and as long as you stay within your limit and make all of your payments on time, Capital One will increase your credit limit on your 4th statement.
You can choose a card design of your choice and you can look forward to free online identity Alerts powered by Equifax.
Apply for the Capital One classic credit card
34.9% APR Typical (Variable) on Purchases/BT’s
34.9% APR Typical (Variable) on Cash
BT in Fee 3% (No CAP), min CL £100, min pymt 5% / £5
Apply for the Capital One Classic Card
Who is the card suitable for?
The Capital One Credit Card is suitable for people who are new to credit, who have in the past had poor credit but are now rebuilding their credit, although limits do start as low as £100, Capital One can help improve your credit rating and within a short time, you can enjoy the benefits of owning a credit card again.
Apply for the Capital One Credit Card today
rebuild your credit with T-Mobile
August 28, 2008 by credit4everyone
Filed under adverse
If you are looking to rebuild your credit then T-Mobile could help. T-Mobile are currently offering a T-Mobile Solo light option which offers you a Sim only option and has limitations, however, it can be used to help strengthen your credit file as it reports back to the credit reference agencies. The sim option costs £15 per month and you get an allowance of text messages and minutes, however you cannot dial international numbers and other limitations can apply. T-Mobile also offer Flex, according to some message forums, people with less than perfect credit histories have been accepted by T-Mobile, with Flex you can get a mobile contract with a brand new mobile phone. T-Mobile do not guarantee that everyone will qualify, but in our experience T-Mobile offer contracts to people who may not be accepted elsewhere and therefore if you are looking to rebuild you credit, it may be a viable option and from just £15 per month, it could be an affordable option. Click here to find out more and visit T-Mobile
A few tips to help you -
- Be Honest, don’t lie on your application, T-Mobile like other companies will take a dim view on people who don’t complete the application in good faith.
- If you are offered the Solo light option, make sure you make your payments on time, after 6 months, you could well qualift for an upgrade to a full mobile phone contract
- If you go for the Flex T option and choose a mobile phone, make sure you make payments on time, if you receive a call offering you a Solo Light option, this could be a chance for you to rebuild your credit and can help improve your credit score.
Guaranteed Gold Card
August 27, 2008 by credit4everyone
Filed under adverse
Want the exclusivity of a gold card?
Can’t get credit? Then this is the card for you. The new cashplus prepaid gold MasterCard® is a pay as you go card with 100% acceptance guaranteed*, with no credit check or bank account required. The cashplus prepaid gold MasterCard is the easy way to manage your money. You can use it to pay for whatever you want, like groceries, petrol, booking holidays and shopping online.
You can load it with your money at over 600 cashplus retail outlets and any Post Office® branch for free, and it is accepted worldwide wherever you see the MasterCard acceptance mark. Getting a payment card has never been easier, with no credit check and no need for a bank account; this is the everyday prepaid card that lets you stay in control. See website for card issuer and full terms and conditions.