It’s going to happen to everyone, we don’t want to think about it, but your untimely demise could have one of the biggest financial implications for those closes to you, It’s never nice to think about, but as a rule of thumb, if you have dependants such as a partner or children, then it’s generally a good idea to take out some form of Life Insurance.

When should you consider buying life insurance?

If you don’t already have life insurance, there are certain changes in circumstances that might lead you to reconsider, such as:

•Becoming a parent.
 
•Getting married.
 
•A change in your income level like becoming the main breadwinner in the family or a partner losing their job.
 
•Moving home, buying a house or taking out a substantial loan (for buying a car etc.).
Life Insurance policies.
There are two types of life insurance, whole of life and term assurance. As the name implies, whole of life cover extends throughout your natural lifetime, although this type of policy does usually attract higher premiums.

Term Assurance tends to appeal to those looking at paying lower monthly premiums on their life insurance.

Life Insurance from Asda- From only £5 per month!

How much cover will you need?
Ideally you should be looking at enough cover to ensure that your dependants are able to maintain their standard of living if the worse should happen to you. A ballpark figure is typically 10 times your current salary, although people without children may require less.

Is life Insurance expensive?

The good news is that Life insurance can cost as little as under £10 per month! Depending on the amount and type of cover you need, we have provided some links below that may give you an indication of the monthly cost you are looking at. Remember, it’s FREE to get a quote and is a good idea to shop around to find the best policy/cover for you!

Legal & General – Life Insurance from less than £6 per month – Free Quote

Asda Life Insurance – From only £5 per month

Compare Life Insurance Quotes in one easy to use website

Virgin Money Life Insurance

Comprehensive Car Insurance from Hastings Direct

A comprehensive car insurance policy with Hastings Direct offers you more. As well as a competitive price, you get:

* No claim discount of up to 65%
* First-class service
* Comprehensive package of benefits included in your policy
* Free courtesy car if your car is being repaired by an approved repairer†
* Additional products, such as breakdown cover and legal protection, are easy to add on

Arranging cover online with Hastings Direct couldn’t be easier. You can tailor your policy to suit your needs and your quote should take just a few minutes.

Our premium rates are updated regularly, to bring you great value deals at all times. Get a car insurance quote from us and we’ll provide you with the best price available, along with details of the policy benefits, helping you find the right car insurance cover to suit your individual circumstances.

Hastings Direct Car Insurance Quote.

Click here for your free quote

Click here for your FREE no obligation car insurance quote

Don’t pay a penny more than you need to. 

• 10% of consumers could save up to £302 online with Tesco Car insurance.¹     
• Get a Free MOT and Tesco Service when you buy by 15^th September 2010.

New customers only who buy directly from Tescobank.com. Tesco Service and MOT at Nationwide Autocentres for cars with engines up to 2.2 ltrs/non-synthetic oil. You will be issued vouchers within 4 weeks of purchase which will provide details of how to book, you must book 28 days in advance

Charges for parts, labour, retest not included.

Other important conditions apply – Click for full details

• Exclusive price for Clubcard customers.

The Clubcard Price Promise means you get a special discount on your premium, and you can earn Clubcard points! (Subject to minimum premium).

• Tesco Car insurance voted Most Trusted Car insurance provider 2010 by This Is
  Money

 ¹ Based on online independent research by Consumer Intelligence between 1-31 May 2010. What’s more, 69% of people could save online with Tesco Car Insurance. Find out more… 

Don’t pay a penny more than you need to. 

• 10% of consumers could save up to £302 online with Tesco Car insurance.¹      
• Get a Free MOT and Tesco Service when you buy by 15^th September 2010.

New customers only who buy directly from Tescobank.com. Tesco Service and MOT at Nationwide Autocentres for cars with engines up to 2.2 ltrs/non-synthetic oil. You will be issued vouchers within 4 weeks of purchase which will provide details of how to book, you must book 28 days in advance

Charges for parts, labour, retest not included.

Other important conditions apply – Click for full details

• Exclusive price for Clubcard customers.

The Clubcard Price Promise means you get a special discount on your premium, and you can earn Clubcard points! (Subject to minimum premium).

• Tesco Car insurance voted Most Trusted Car insurance provider 2010 by This Is
  Money

 ¹ Based on online independent research by Consumer Intelligence between 1-31 May 2010. What’s more, 69% of people could save online with Tesco Car Insurance. Find out more…

Tesco also offers the Tesco Value Car Insurance - a no-frills policy, which is available online and has some of the extras taken out to make your premiums cheaper.

With a Legal & General Life insurance policy costing from so little, there has never been a better time to take full advantage. life insurance policies are simply designed to pay out a cash lump sum should you die during the policy term. With monthly premiums starting from as little as £6 per month (that’s just 20p a day), protecting your family could be cheaper than you think.

To find out more and to start your cover today, please click here.

Click here for your Car Insurance Quote

Eligibility criteria at a glance
The property you wish to insure:

isn’t a mobile home and has its own separate lockable front door
isn’t empty or awaiting sale or derelict or undergoing structural work
is in good condition and is built of brick, stone or concrete with a roof of slate, tile, asphalt, metal or concrete
isn’t left unoccupied for more than 60 days in a row
is your main domestic residence and is not a second property e.g. a holiday home
hasn’t suffered from structural movement, subsidence, landslip or heave
isn’t used for any business purposes
will not cost more than £1,000,000 to rebuild and its contents will not cost more than £150,000 to replace
isn’t in the Channel Islands or the Isle of Man
isn’t a listed building and has no more than 7 bedrooms
isn’t within a block of flats unless you require contents only cover
hasn’t suffered from flooding and is not located in an area which is under either a flood warning or severe flood warning issued by the Environment Agency
About the occupants:

you haven’t had more than 2 claims in the last 36 months
you haven’t been convicted of any non motoring criminal offence in the last 5 years

Why Choose LV= Home Insurance

a special online discount for new policies

the flexibility to choose the amount of contents cover you want

up to £1million cover for buildings as standard

up to £25,000 cover for the cost of alternative accommodation if you can’t live in your home in the event of a claim

identity fraud assistance helpline automatically included

a further discount for taking both buildings and contents cover

a quick and easy application process

up to £1,000 cover for loss or damage to hedges, trees, shrubs, plants and lawns

Defaqto 5 star rating for buildings and contents cover
Why Buy from LV=
As the UK’s largest friendly society we’re here to help you make the best choices when it comes to your money. With a range of savings , investments and insurance products that are both good value and award-winning, we’re bound to have something to interest you.
When we started in 1843 as Liverpool Victoria, our goal was to give financial security and peace of mind to more than just a privileged few. And today it’s much the same.
As a mutual, we don’t have to answer to external shareholders – so we can concentrate on looking after you.