Cosumer victory a year on

This April will mark a year since the Office of Fair Trading (OFT) forced providers to reduce their fines for late or missing credit card payments from £20 plus to £12. But whether ot not this amounts to a ‘victory’ for the consumer, is questionable. Since then credit card companies have been sneakily introducing new credit card fees and increases to rates in a bid to recoup around £1bn in lost revenues.

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