nationwide home insurance
July 21, 2008 by credit4everyone
Filed under insurance
10 reasons for Nationwide home contents insurance
Here are 10 great reasons why Nationwide Home Insurance is better than standard…… •No extra charge for monthly payments - we won’t charge you for the convenience of paying in instalments •Temporary accommodation - if your home is damaged and you have to move out, we’ll put a roof over your head •Fridge / Freezer cover up to £500 - you won’t go hungry if you lose the contents of your fridge or freezer due to malfunction or power cut •Replacement locks and keys - you’re automatically covered for up to £500 for the cost of replacing locks and keys to your home •Increased cover for birthdays, weddings and religious festivals - we’ll increase your contents sum insured by 10% for the 30 days before and after the event - you’ve enough to worry about already! •MP3 Player & music downloads - other insurers will cover the cost of a replacement MP3 player, but we’ll even cover the music you’ve paid for and downloaded (subject to certain conditions). How’s that for music to your ears? •Cover on the move - moving home? Feeling stressed about the process.
Nationwide help reduce the burden
We can help reduce the burden - our policy automatically covers your belongings during the move •Student accommodation cover - if your son or daughter is away at college or university, our home insurance also covers their contents in student digs - one less cost to worry about •Cover for cash -
Nationwide home contents and buildings insurance, more than material goods…
it’s not just material goods that we cover, we also cover personal money kept in your home, up to the value of £500 •24-hour helplines - you’ll get access to our medical, legal, tax and counselling helplines 24hrs a day
banks still claiming bank charges are legal
January 30, 2008 by credit4everyone
Filed under news
Banks use a “strange language” to pretend their overdraft charges are fair, the High Court has been told. Brian Doctor QC, for the Office of Fair Trading (OFT), said the language of bank contracts did not reflect “objective reality”.
He was addressing the court on the eighth day of a key test case to decide whether the OFT can rule on the validity of overdraft charges.
Seven banks and the Nationwide Building Society deny their charges are unfair.
They agreed to the test case to clarify their legal position after a mass of litigation, which has seen hundreds of thousands of consumers claim refunds totalling hundreds of millions of pounds.
‘Strange world’
Barristers for the lenders have told the judge hearing the case, Mr Justice Andrew Smith, that current account customers get a package of services for which they are charged a package of prices.
But Mr Doctor accused the banks’ QCs of trying to “cast a spell” over the court.
“We are entering a strange world in which the banks speak a strange language, in which customers are deemed to have done one thing by doing another,” he said.
Mr Doctor argued that some banks have, in the past year, been rewriting their contracts for running a current account to avoid any application of the 1999 unfair terms in consumer contracts regulations.
Legal and general home insurance
January 26, 2008 by credit4everyone
Filed under insurance
- 15% online discount
- Up to 20% no claims discount
- 10% discount if buildings and contents cover are taken together
- Discounts for voluntary excesses
- Payment Protection included as standard
- Option to include Family Legal Protection
Buildings
- Buildings cover without the need for a rebuilding cost – blanket cover up to £500,000
- Home Emergency Cover
- Trace and Access cover up to £5,000
- Option to include extended accidental damage cover
Contents
- Range of bedroom rated home contents options £40,000, £50,000, £60,000 for flexibility and peace of mind
- £5,000 credit card cover to protect against fraudulent use
- Option to include extended accidental damage and personal possessions cover