Bank of Scotland - Flexible Plus Current Account

Bank of Scotland International takes care of all the financial needs of an offshore and expatriate customer with its award winning accounts and first class service and excellent security. Last year, our ‘Instant Access Savings Account’ won an award from Portfolio International and today it offers one of the best interest rates available in the market. Our accounts are simple and transparent with no hidden charges or restrictions. The service is completed with mortgage advice and expatriate extras bringing you products and services from tried and trusted providers like BUPA International and American Express

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Abbey - Instant Access Saving account

Abbey’s Instant Access Saver account offers a great rate of 6.30 % gross p.a/ AER (variable) on balances of £1000 up to £2 million. The account includes a bonus rate of 1.00% for the first 12 months and allows you to manage your account quickly and easily.

Open an Abbey Instant Access Saver account here

• Get a great rate of 6.30% AER (variable) on all your savings from £1,000. If the balance in your account falls below £1,000 a reduced rate of interest applies to your account (currently 2.75% gross/AER)

• Get instant access to your savings via the phone or branch

• Get a bonus of 1.00% gross p.a./AER for the first 12 months after opening

You cannot manage this account online or make transfers to accounts that aren’t held with Abbey. • To transact on this account, you can: o Visit your local branch - you will need two forms of ID, eg passport, driving license and your account number o Call us - you will be asked to quote your account number and customer identification

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• This account cannot be operated online

• Whether by phone or branch please remember to have your account number readily available.

• There is no card or passbook with this account and you are not able to link this account with any other Abbey Account.

• You will receive a quarterly statement in March, June, September and December.

• When you open your account we will provide you with a user guide, which will explain how it works in more detail.

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sensible customers banned by egg

Egg, the internet bank, is to ban some “sensible” customers from spending on their credit cards as well as those it says are risky.The lender last week sent out an unexpected warning to 161,000 card users saying that it will end their agreements in 35 days time, because they have a “higher than acceptable risk profile.” The bank is desperate to offload risky borrowers in the wake of the credit crunch, after Citgroup, its parent company, was left exposed to bad debts in the US sub-prime crisis. However Egg is even blocking some borrowers with perfect credit histories from using their cards.

Experts said that the bank, which has 2.3 million card customers, is effectively penalising these borrowers for being good with their money because they are not profitable customers, and said that other banks are likely to follow Egg’s lead.

Alliance and Leicester: Premier 21

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