LV Home Insurance Deals
Great benefits include: 24 hour claim line, new-for-old cover for most contents (apart from clothing and household linen), replacements for many lost or damaged items delivered FREE to your door and optional Legal Expenses cover. Quote and buy online in just a few minutes.
Eligibility criteria at a glance
The property you wish to insure:
isn’t a mobile home and has its own separate lockable front door
isn’t empty or awaiting sale or derelict or undergoing structural work
is in good condition and is built of brick, stone or concrete with a roof of slate, tile, asphalt, metal or concrete
isn’t left unoccupied for more than 60 days in a row
is your main domestic residence and is not a second property e.g. a holiday home
hasn’t suffered from structural movement, subsidence, landslip or heave
isn’t used for any business purposes
will not cost more than £1,000,000 to rebuild and its contents will not cost more than £150,000 to replace
isn’t in the Channel Islands or the Isle of Man
isn’t a listed building and has no more than 7 bedrooms
isn’t within a block of flats unless you require contents only cover
hasn’t suffered from flooding and is not located in an area which is under either a flood warning or severe flood warning issued by the Environment Agency
About the occupants:
you haven’t had more than 2 claims in the last 36 months
you haven’t been convicted of any non motoring criminal offence in the last 5 years
Why Choose LV= Home Insurance
a special online discount for new policies
the flexibility to choose the amount of contents cover you want
up to £1million cover for buildings as standard
up to £25,000 cover for the cost of alternative accommodation if you can’t live in your home in the event of a claim
identity fraud assistance helpline automatically included
a further discount for taking both buildings and contents cover
a quick and easy application process
up to £1,000 cover for loss or damage to hedges, trees, shrubs, plants and lawns
Defaqto 5 star rating for buildings and contents cover
Why Buy from LV=
As the UK’s largest friendly society we’re here to help you make the best choices when it comes to your money. With a range of savings , investments and insurance products that are both good value and award-winning, we’re bound to have something to interest you.
When we started in 1843 as Liverpool Victoria, our goal was to give financial security and peace of mind to more than just a privileged few. And today it’s much the same.
As a mutual, we don’t have to answer to external shareholders – so we can concentrate on looking after you.
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