Virgin Climate Change Fund

Virgin Climate Change Fund - The world of 21st Century investing starts here. - The fund aims to provide excellent returns by investing in specially selected companies with the potential for outstanding profit growth and who are environmental leaders in their industry. - You can invest up to £7,200 a year tax-efficiently through a Virgin ISA. You can invest more than this through a Virgin Unit Trust. - You can also invest by transferring PEPs and ISAs from other providers into the fund, or switching any Virgin PEP and ISA investments you may have into the fund. - Invest by phone, online, or by post. - You can pay in lump sums from £100 (your first lump sum must be at least £500). Or you can set up regular monthly savings, from £50 upwards. - You can stop, start or change your payments at any time without penalty. - 24 hour online service lets you keep track of your savings, make payments online, and change payments and other details. - We write twice a year to let you know how your savings are doing, or you can phone most days until 9pm to find out the latest value, or 24/7 online. - No notice periods – you can get at your money whenever you want. - We earn an annual management fee of 1.75%. There may also be a performance related fee, which we only earn if we outperform agreed benchmarks. - Remember, stock market investments can go down as well as up, and there’s no guarantee you’ll get back all you invest. You should consider this a long-term investment of 5 years or more. Want to find out more and/or apply? Click here to apply for a Virgin Climate Change Fund account

Abbey - Esaver

The eSaver Direct is designed to reward dedicated savers but you can access your money at anytime. However, a reduced rate of 2.75% AER will be paid on the full balance (up to £2,000,000) in the account for a month in which a withdrawal is made. So for example, if you make 1 withdrawal in the first 12 months (during the bonus period) your interest rate will be 6.19% gross p.a./AER (variable).

If you make 1 withdrawal (outside of the bonus period) then your rate will be 5.50% gross p.a./AER. If you plan to make regular withdrawals from your account, then consider if the Abbey Instant Access Saver may be a better account for you.

Click here apply for a Abbey ISA

Click here to apply for a Abbey Esaver account

Abbey - Instant Access Saving account

Abbey’s Instant Access Saver account offers a great rate of 6.30 % gross p.a/ AER (variable) on balances of £1000 up to £2 million. The account includes a bonus rate of 1.00% for the first 12 months and allows you to manage your account quickly and easily.

Open an Abbey Instant Access Saver account here

• Get a great rate of 6.30% AER (variable) on all your savings from £1,000. If the balance in your account falls below £1,000 a reduced rate of interest applies to your account (currently 2.75% gross/AER)

• Get instant access to your savings via the phone or branch

• Get a bonus of 1.00% gross p.a./AER for the first 12 months after opening

You cannot manage this account online or make transfers to accounts that aren’t held with Abbey. • To transact on this account, you can: o Visit your local branch - you will need two forms of ID, eg passport, driving license and your account number o Call us - you will be asked to quote your account number and customer identification

Click here for more details

• This account cannot be operated online

• Whether by phone or branch please remember to have your account number readily available.

• There is no card or passbook with this account and you are not able to link this account with any other Abbey Account.

• You will receive a quarterly statement in March, June, September and December.

• When you open your account we will provide you with a user guide, which will explain how it works in more detail.

Apply online