bank accounts

 

 

Current Accounts

Did you know that we are more likely to divorce or move house than change current accounts? It’s true! Most of us open our first ever bank account in our teens and then we stick with it forever and ever and ever. Why?Nevertheless, if you have decided to take the plunge then how do you choose the best current account for your needs?

Find the latest Current Account deals

Saving Accounts

Just about everyone could benefit from saving more but many people say they never have enough money left over to put into a savings account. This isn’t necessarily the case as many people also make lifestyle choices which leave them short of cash.

Find out more about Saving Accounts, Online Saving Accounts, High Interest Saving accounts here.

Child Trust Funds

One in four families have yet to invest the £250 Child Trust Fund voucher they have received from the government. Although the cash is not lost, parents will be at the mercy of someone else’s decision, as the government has said it will put uninvested vouchers in a fund chosen at random.

Find out more about Child Trust Funds

upgrade your barclays current account

- 3.00% AER**(2.96% gross pa) interest paid on credit balances over £1* Rates are variable.

- An interest-free overdraft of up to £300, 9.9% EAR typical variable on agreed overdrafts over £300**.

- Worldwide multi-trip family travel insurance.

- RAC Comprehensive breakdown cover throughout the UK and Europe (designated countries are detailed in RAC T&Cs, subject to registration).

- Mobile phone insurance, including cover against loss, theft and accidental damage (subject to registration).

- Cardholder protection, covering against loss or theft of cards and passport (subject to registration).

- Extended warranty cover on electrical items (subject to registration).

- 24-hour legal helpline.

 

The Monthly fee is: £14

 Apply here 

barclays first additions

If you’ve just started working or even if you’re just looking for a bank account that offers a little more, try Barclays First Additions current account. Benefits such as a £100 interest-free overdraft*, gadget and mobile insurance and 24-hour legal helpline could save you up to £245 a year – but cost you only £6.50 a month.

Apply here
 

barclays standard current account

Barclays standard current account offers a range of services you’d expect from a current account and gives you the flexibility to manage your account online, by phone or in branch.

• Available day and night
• Access to over 1,600 branches
• Telephone Banking
• Online Banking

 Apply here

compare savings

	Account name	Rate (AER)	Minimum Balance	Apply
	DirectSaver	6.3%	£1000
	Tesco Internet Saver	5.0%	£1
	Reward Saver	6.28%	£1
	Sainsburys Savings	6.00%	£1
	esaver	6.50%	£1
	Flexsaver	5.98%	£1
	Base Beater	5.8%	£500
	Instant Access	4.60%	£1000

compare current accounts

 Did you know that we are more likely to divorce or move house than change current accounts? It’s true! Most of us open our first ever bank account in our teens and then we stick with it forever and ever and ever. Why?Nevertheless, if you have decided to take the plunge then how do you choose the best current account for your needs? Start by considering the features you want from your current account, like interest rates, charges, online availability and compare current accounts from there.Current Accounts: Protecting Yourself From FraudIdentity fraud is a big concern for many people. But taking a few simple steps can make your current account very secure.Identity fraud and bank card fraud are legitimate risks, but don’t let fear of bank account fraud put you off switching to an online current account. A few precautionary measures can keep you and your bank account reasonably safe.If you’re anywhere near a photocopier at the moment, take out all the plastic cards in your wallet/purse, lay them face down on the glass and copy them front and back. Hide the resulting bits of paper in a safe place at home so you have an instant reference to numbers and sort-codes if they ever get lost or stolen.

In fact, if you want to be extra efficient, you could also print off the list of emergency contact numbers for lost or stolen credit cards from the Cardholders section of the Cardwatch website.

The fact is, bank and credit card and identity fraud is big business these days and you can get caught out in several different ways

	Bank	Account name	Rate (AER)	Apply
	Alliance& Leicester	Premier Direct	6.5%
	HSBC	Bank Account Plus	2.5%
	Barclays	Barclays Bank Account	0.1%
	Barclays	Barclays Additions	0.1%
	HSBC	Bank Account	0.1%

hsbc bank account plus

For people who want more from their current account, Bank Account Plus offers preferential interest rates and deals on a range of HSBC products and services. It also includes travel and leisure benefits to suit your lifestyle including worldwide family travel insurance. Apply online for Bank Account Plus today.

Key features
• Monthly subscription – Now reduced from £12.95 to
£6.47 for the first 6 months (minimum initial contract 12 months, renewable monthly thereafter) for a limited period.
• Credit interest – A current account with 2.5% AER variable on balances up to £2500.
• Preferential rates or discounts - available on overdrafts, mortgages, loans, savings and insurance.
• Worldwide family travel insurance - includes winter sports cover.
• Identity Theft Assistance and Personal Security Protection – available 24/7 with a dedicated helpline.
• Great travel and leisure benefits – 100’s of discounts and offers.

Aliance & Leicester : Premier Account

 Click here to find out more about the Aliance & Leicester Premier Account and Apply online

Alliance and Leicester: Premier 21

Click here for full details