Virgin Climate Change Fund

October 23, 2008 by credit4everyone  
Filed under savings

 
Virgin Climate Change Fund - The world of 21st Century investing starts here.

- The fund aims to provide excellent returns by investing in specially selected companies with the potential for outstanding profit growth and who are environmental leaders in their industry.

- You can invest up to £7,200 a year tax-efficiently through a Virgin ISA. You can invest more than this through a Virgin Unit Trust.

- You can also invest by transferring PEPs and ISAs from other providers into the fund, or switching any Virgin PEP and ISA investments you may have into the fund.

- Invest by phone, online, or by post.

- You can pay in lump sums from £100 (your first lump sum must be at least £500). Or you can set up regular monthly savings, from £50 upwards.

- You can stop, start or change your payments at any time without penalty.

- 24 hour online service lets you keep track of your savings, make payments online, and change payments and other details.

- We write twice a year to let you know how your savings are doing, or you can phone most days until 9pm to find out the latest value, or 24/7 online.

- No notice periods – you can get at your money whenever you want.

- We earn an annual management fee of 1.75%. There may also be a performance related fee, which we only earn if we outperform agreed benchmarks.

- Remember, stock market investments can go down as well as up, and there’s no guarantee you’ll get back all you invest. You should consider this a long-term investment of 5 years or more.

Want to find out more and/or apply? Click here to apply for a Virgin Climate Change Fund account

Lloyds TSB Airmiles Duo Credit Card

October 22, 2008 by credit4everyone  
Filed under credit cards

Fly free (with a friend). Take out the Lloyds TSB Airmiles Duo Credit Card account – and you can get enough miles for two free flights to a city like Paris or Amsterdam (in the shape of a 1,500 Airmiles voucher).

Apply and be accepted for the account and you’ll get enough miles for two free flights (in the shape of a 1,500 Airmiles voucher). Remember to apply via airmiles.co.uk to qualify. That’ll get you two return flights** anywhere in Zone 1 (Paris, Amsterdam, Dublin…), with all taxes, fees and fuel charges included.

How to get your 1500 Airmile voucher

Just spend £10* or more on the Lloyds TSB Airmiles Duo American Express® Card by 31 December 2008 and we’ll add the voucher to your account. When you use your 1500 mile voucher all we ask is that you book a night in any of our hotels at the same time as you book your flights through AIRMILES.

Typical APR - 15.9%

* Based on eligible purchases, which do not include cash withdrawals; money transfers; cheques; interest, fees or charges; Payment Protection Cover; transactions at casinos, betting outlets or bookmakers; or payments to offline or online current, savings, sharetrading, spread betting, gambling or other similar accounts.

Click here to apply

AA unsecured personal loans

October 16, 2008 by credit4everyone  
Filed under loans

• Member Loan – 8.3% APR Typical
• Personal Loan – 8.5% APR Typical
• Small Loan – 8.9% APR Typical
Our Member loan product has been designed to reward AA Members* by giving them a preferential rate of 8.3% APR typical on loans of £7,000 to £25,000 along with 9 months free AA Car Warranty.

Both Member and Personal loan products have the following benefits:
• Borrow £7,000 to £25,000 with fixed monthly repayments between 2 and 7 years
• Funds can be transferred to your chosen bank account
• Secure online application and a decision in minutes
• Enjoy an optional 3-month repayment holiday before your first payment, but interest is charged from the start of your loan
• Option to protect your loan with loan repayment protection through AA Creditcare
The AA Member Loan is only available online.
*AA Members are customers with AA Breakdown Cover.

Click here to apply online for an instant decision

Virgin Money - Credit Card

October 9, 2008 by credit4everyone  
Filed under credit cards

Virgin Credit Card  Great Rates on the Virgin Money credit card

The Virgin Credit Card 0% on balance transfers for 16 months From the date your account is opened. Transfers to be made within 60 days. Handling fee of 2.98% applies. 0% on card purchases for 6 months. Typical rate 16.6% APR (variable).

Alliance & Leicester car insurance

October 1, 2008 by credit4everyone  
Filed under insurance

Why spend valuable time looking for cheap car insurance when Alliance & Leicester offer guaranteed savings? 

We guarantee to beat your existing car insurance renewal quote* (Minimum premiums and conditions apply).

Check out the great benefits
• 24 hours a day, 365 days a year claims helpline.
• Optional legal expenses, up to £50,000, to cover the cost of recovering uninsured losses in the event of any accident that is not your fault (additional costs may apply).
• Courtesy car on comprehensive policies subject to availability, whilst your own car is being repaired.
• Protected no claims discount if you have 4+ years claim free motoring.
• Friendly, UK based call centres.

Click here to get your free quote