Nemo Homeowner Loans
September 29, 2008 by credit4everyone
Filed under loans
Nemo Secured Loans - Nemo aims to unravel the complications of personal finance and to find solutions that fit individual needs and lifestyles. If you’re a homeowner, you could borrow any amount from £10,000 to £100,000 and repay it over 5 to 25 years*
Please Click here to apply for Nemo secured loan today
Catalogues - Home Shopping Directory
September 28, 2008 by credit4everyone
Filed under Catalogues
Home Shopping - Catalogues
In this section you will find the most popular UK mail order catalogue shops. You can order your free catalogues online or you can use the website to do your catalogue shopping online - So Much Easier
Catalogue Directory
Express Gifts Limited
24 Ace
24 Studio
Home Shopping Group
Choice
Empire
Great Universal
Kays
Littlewoods Direct
Marshall Ward
Jd Williams
Ambrose Wilson
Fashion World
Home Essentials
House of Bath
Jacamo
JD Williams
Marisota
Naturally Close
New Now
Premier Man
Simply Yours
SimplyBe
Viva La Diva
Next
Next Directory
Redcats Brand
Daxons
Laredoute
Home shopping made easy
Credit4everyone offers a wide range of Catalogues for shopping from the comfort of your own home. The benefits of home shopping are quiet simply the chance to order online or over the telephone, made easy flexible repayments(subject to status) and the opportunity to have your Christmas presents delivered direct to your home, rather than lugging them home yourself!
Top Picks
Studio catalgoue
Studio started their mail order business in 1962, and their catalogues include a wide variety of goods including toys, furniture, electricals, cards, gifts, gadgets, homewares, home furnishings, electricals and discounted top brand clothing. .
Apply online now
Next directory
Home shopping at it’s finest, Next offers a range of gifts for all ages, the Next Directory costs £3.99 and includes page after page of value for money items..
Apply online now
Marshall Ward
Marshall Ward – Designed for real women who want to look and feel great! Marshall Ward offers you fantastic value for money on the latest fashion and homewares direct to your door. PLUS £10 off* your first order when you spend £25 or more!
Apply online now
Next have over 350 stores nationwide, and the Next Directory is their mail order arm of the business, which features a more comprehensive range than the high street stores. NEXT… one brand with three ways of shopping. Over 400 stores nationwide, or from home with the NEXT Directory by phone and online. NEXT clothes and home furnishings are exclusively designed to offer style, quality and value for money with a contemporary fashion edge.
Apply online now
MBNA: Alliance & Leicester Business Card
September 28, 2008 by credit4everyone
Filed under Business
The Alliance & Leicester Business Credit Card helps you organise your time more efficiently. You can see all your accounts at a glance and keep track of expenditure in one place.
It takes away the hassle of paperwork and administration; giving you time to do the things that matter. Whether that’s free time away from the office or concentrating on new ways to grow your business. 0% p.a. on card purchases for 3 months and 0% p.a. on balance transfers for 9 months from the date your account is opened.. Standard annual rate of just 15.9% p.a. (variable) thereafter, with and annual fee of £50 which is waived in your first year. Apply today and start taking advantage of the range of business benefits we offer. And also FREE Worldwide Annual Multi-Trip Travel Insurance (terms and conditions apply).
Click here to apply online for the MBNA Alliance & Leicester Business Card
Bank of Scotland - Flexible Plus Current Account
September 28, 2008 by credit4everyone
Filed under banking
Bank of Scotland International takes care of all the financial needs of an offshore and expatriate customer with its award winning accounts and first class service and excellent security. Last year, our ‘Instant Access Savings Account’ won an award from Portfolio International and today it offers one of the best interest rates available in the market. Our accounts are simple and transparent with no hidden charges or restrictions. The service is completed with mortgage advice and expatriate extras bringing you products and services from tried and trusted providers like BUPA International and American Express
Click here to find out more and apply online
Abbey - Esaver
September 28, 2008 by credit4everyone
Filed under savings
The eSaver Direct is designed to reward dedicated savers but you can access your money at anytime. However, a reduced rate of 2.75% AER will be paid on the full balance (up to £2,000,000) in the account for a month in which a withdrawal is made. So for example, if you make 1 withdrawal in the first 12 months (during the bonus period) your interest rate will be 6.19% gross p.a./AER (variable).
If you make 1 withdrawal (outside of the bonus period) then your rate will be 5.50% gross p.a./AER. If you plan to make regular withdrawals from your account, then consider if the Abbey Instant Access Saver may be a better account for you.
Click here apply for a Abbey ISA
Click here to apply for a Abbey Esaver account
Abbey - Instant Access Saving account
September 28, 2008 by credit4everyone
Filed under savings
Abbey’s Instant Access Saver account offers a great rate of 6.30 % gross p.a/ AER (variable) on balances of £1000 up to £2 million. The account includes a bonus rate of 1.00% for the first 12 months and allows you to manage your account quickly and easily.
Open an Abbey Instant Access Saver account here
• Get a great rate of 6.30% AER (variable) on all your savings from £1,000. If the balance in your account falls below £1,000 a reduced rate of interest applies to your account (currently 2.75% gross/AER)
• Get instant access to your savings via the phone or branch
• Get a bonus of 1.00% gross p.a./AER for the first 12 months after opening
You cannot manage this account online or make transfers to accounts that aren’t held with Abbey. • To transact on this account, you can: o Visit your local branch - you will need two forms of ID, eg passport, driving license and your account number o Call us - you will be asked to quote your account number and customer identification
• This account cannot be operated online
• Whether by phone or branch please remember to have your account number readily available.
• There is no card or passbook with this account and you are not able to link this account with any other Abbey Account.
• You will receive a quarterly statement in March, June, September and December.
• When you open your account we will provide you with a user guide, which will explain how it works in more detail.
Vanquis - credit card
September 27, 2008 by credit4everyone
Filed under adverse
Vanquis considers every application on its own merits, so we encourage you to apply even if you have had credit problems in the past. - Apply online for a response in 1 minute!
- Vanquis considers every application on its own merits, so we encourage you to apply even if you have had credit problems in the past.
- Apply online for a response in 1 minute!
- No annual fee
- Up to 56 days interest free on purchases
- Free additional cardholder
- Free fraud monitoring - we’ll warn you of any suspicious activity on your account
- Chip & PIN technology for added security whenever you use your card
- Visa is widely accepted in the UK and abroad
- Convenient for paying online and over the phone
Click here to make an application with Vanquis
The Capital One Classic Credit Card
September 12, 2008 by credit4everyone
Filed under credit cards
The Capital One Classic Credit Card has been designed to help you rebuild your credit. The card boasts no annual fee and can help improve your credit rating by staying within the credit limit and making your repayments on time. You can get a limit of up to £2500 and as long as you stay within your limit and make all of your payments on time, Capital One will increase your credit limit on your 4th statement.
You can choose a card design of your choice and you can look forward to free online identity Alerts powered by Equifax.
Apply for the Capital One classic credit card
34.9% APR Typical (Variable) on Purchases/BT’s
34.9% APR Typical (Variable) on Cash
BT in Fee 3% (No CAP), min CL £100, min pymt 5% / £5
Apply for the Capital One Classic Card
Who is the card suitable for?
The Capital One Credit Card is suitable for people who are new to credit, who have in the past had poor credit but are now rebuilding their credit, although limits do start as low as £100, Capital One can help improve your credit rating and within a short time, you can enjoy the benefits of owning a credit card again.
Apply for the Capital One Credit Card today
First Direct Current Accounts
September 7, 2008 by credit4everyone
Filed under banking
Switch to a first direct 1st Account and you’ll find that life suddenly becomes that little bit easier. You can manage your finances online or by phone 24/7, and we give you £100 when you switch.
Not only that, but our service is guaranteed! Switch your banking to us, and if you’re not happy after 6 months, we’ll give you another £100 and help you transfer to another bank.
Real people ready to talk 24/7/365
£100 when you transfer your income of £1,500 or more within 3 months
Interest free £250 overdraft
(0%EAR, 15.9%EAR for amounts over £250)
Text Message Banking: mini statements sent to your mobile to help keep you in control
Service Guarantee: If within 12 months you’re not happy with your account, and you€™ve paid in your income of at least £1,500 for 6 months or more, we’ll give you £100 and help you move to another bank. All your accounts with first direct must be closed if you claim under our service guarantee.
This offer is available for people who haven’t previously experienced the delights of banking with first direct
Click here for more information
The One Account - Mortgages
September 7, 2008 by credit4everyone
Filed under news
The One account puts all your money in one place - your mortgage, loans, savings and current account - helping you to:
Cut the overall cost of your mortgage
The money in your current account automatically reduces what you owe on your mortgage, saving you interest. This can add up to thousands over the lifetime of your mortgage.
Pay off your mortgage early
Any money left in your account automatically goes towards overpaying your mortgage.
Get a better return on your savings - with no tax to pay
By paying your savings into the One account you can use them to reduce your mortgage and save interest on a daily basis. And because it’s interest saved rather than interest earned, there’s no tax to pay.
Cut the cost of your personal loans and credit cards
You pay one mortgage-style interest rate for everything you borrow - no need for expensive loans and credit cards.

